Alternative Checking Account
Our alternative checking is for people who may have had trouble obtaining a checking account due to poor credit or other problems. Upon request, you may move to another checking option after 6 months in good standing.
| Features | Benefits |
|---|---|
| $25 opening balance required, and $5 monthly fee | Affordable |
| No minimum balance requirement | Affordable |
| Unlimited check writing; no per check or debit charges | Convenient, saves money |
| Free Check Card (after review of 6 months history) | Convenient |
| Free ATM Card (approval required) | Saves money |
| Free Online Banking with Online Bill Pay, Alerts and eStatements | Saves money |
| Free online Switch Kit | Convenient |
| Actual check copies are available via internet banking for free | Saves money |
| “Cleared” checks can be returned to the member for a low monthly fee | Affordable |
| Free assistance in balancing account the first time for one statement period; per hour fee thereafter | Affordable, peace of mind |
| Deposit entire paycheck with Direct Deposit or part with Payroll Deduction | Convenient, saves time |
| You may access your account in person, by mail, Direct Deposit, Payroll Deduction, Debit Card, ATM, Telephone Teller and Online Banking | Convenient |
| Monthly statement issued | Convenient |
| Federally insured by NCUA for up to $250,000 | Peace of mind |
