Conventional Mortgage
A conventional home loan with affordable payment options. You can refinance an existing mortgage or apply for a new mortgage. The loan can either have a fixed rate for the entire term, or an adjustable rate. Point options for rate buy-down are available, giving you flexibility for a mortgage that works for you. We offer a streamlined application process and valuable information and guidance at our mortgage center.
| Features | Benefits |
|---|---|
| Finance up to current secondary market guidelines | Low cost home purchase or refinance |
| Loan servicing will be held by the initial investor and not re-sold | Convenient |
| Competitive fixed and variable interest rates available | Flexible |
| Three (3), five (5), seven (7) and ten (10) year adjustable rate programs available | Lower interest rates, ease of qualification |
| Terms up to 30 years | Low payments |
| Escrow accounts set up for payment of taxes and insurance | Convenient |
| Apply for mortgage loans in person, by mail, or online | Convenient |
