Free Kasasa Cash Back® Checking
Make money for using your debit card with free Kasasa Cash Back® checking.
You read that right. On top of no monthly service fee, this account pays 3.00% cash back (up to $72 back per year, $6 per month) on your everyday debit card purchases!* It also refunds your ATM withdrawal fees not just in and around Montana, but nationwide.* You work hard for your money, and it’s time your checking account returned the favor. Visit us to sign up for the rewarding account you deserve today.
- Free checking that pays you back
- 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $72 cash back per year, $6 per month
- Refunds on ATM withdrawal fees, nationwide up to $4.99 per transaction (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking and bill pay
- Free MoneyDesktop
- Free eStatements
- Free mobile banking
- Free telephone banking
- Free debit card
- No minimum deposit to open
Qualifying for rewards is easy!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and log into online banking
- At least 1 bill pay or ACH payment transaction
That’s all! Even if you don’t qualify one month, your account is still free — and you can get right back to earning cash rewards the very next month.
FAQs: General FAQs Account FAQs Checking FAQs Courtesy Pay FAQs Card FAQs Card Security FAQs
Workbooks: savings 101 budgeting 101 checking 101 ID theft 101 insurance 101 managing credit 101 homebuying 101 yearly workbook
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $100,000.00 receive APY of 0.75%; and balances over $100,000.00 earn 0.20% interest rate on the portion of balance over $100,000.00 resulting in a range from 0.75% to 0.48% APY depending on the account’s balance. Kasasa Cash Back: 3.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash Back: No cash back payments are made. APY = Annual Percentage Yield. APY’s accurate as of 04/24/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Receipt of electronic statements is a condition of this account. Enrollment in online banking and log-ons will be required to meet some of the account’s qualifications. Limit 1 account per social security number. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union financial services representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.