Free Kasasa Cash® Checking
Turn your checking into extra spending money with a free account that earns high dividends.
With Kasasa Cash®, there’s never a monthly service fee — but the benefits don’t stop there. Get paid up to 2.25% APY* every month for doing simple activities you probably already do. This rewarding account even refunds your ATM withdrawal fees, nationwide.* Benefits abound when you Kasasa® — so visit us today to open your account!
- Free checking that pays high dividends
- 2.25% APY* on balances up to $25,000
- .25% to 0.61% APY on balances over $25,000 depending on balance in account*
- 0.05% APY* if qualifications aren’t met
- Refunds on ATM withdrawal fees, nationwide up to $4.99 per transaction (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking and bill pay
- Free MoneyDesktop
- Free eStatements
- Free mobile banking
- Free telephone banking
- Free debit card
- No minimum deposit to open
Qualifying for rewards is easy!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and log into online banking
- At least 1 bill pay or ACH payment transaction
That’s it! Even if you don’t qualify one month, your account is still free — and you can get right back to earning cash rewards the very next month.
FAQs: General FAQs Account FAQs Checking FAQs Courtesy Pay FAQs Card FAQs Card Security FAQs
Workbooks: savings 101 budgeting 101 checking 101 ID theft 101 insurance 101 managing credit 101 homebuying 101 yearly workbook
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $25,000.00 receive APY of 2.25%; and balances over $25,000.00 earn 0.20% interest rate on the portion of balance over $25,000.00, resulting in a range from 2.25% to 0.61% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within thirty (30) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 04/24/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Receipt of electronic statements is a condition of this account. Enrollment in online banking will be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union financial services representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.