It means you give Altana permission to pay transactions in excess of your available balance. If paid, a fee of $32.00 per item may be assessed.
If you do not opt-in, any transaction that would result in an overdraft of your account will be declined or returned as an NSF and you will be charged a $32 return check fee.
Altana members can call 406-651-AFCU (2328) or visit their local branch to continue coverage.
Opt-In Form (4.12 KB)
All checking accounts are impacted by this regulation. Members must opt-in for Courtesy Pay or they will not be covered.
No. There is no fee to opt-in to this service; however if you use Courtesy Pay and an item is paid resulting in an overdraft of your account, a fee of $32 may be assessed.
You may incur a fee of $32 each time an overdraft is covered on your account. You need to qualify for Courtesy Pay, up to $1000.
There is no limit on the number of fees you can incur per day on your account. It just depends on the number of items that overdraft your account.
Yes. You can change your decision to have Courtesy Pay at any time.