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Let us help you find a BORROWING solution that works for you.

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Do you rent or own your home?

What kind of debt do you have?
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How is your credit now?

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Are you a first-time home buyer?

Do you rent or own your home?

Do you rent or own your home?

Do you rent or own your home?

How much do you want to borrow?

Recommended BORROWING Solutions Find Another Solution

Option 1

FHA Loans

An FHA loan allows for the refinance or purchase of a home with a low down payment. It is a great option for the first-time homebuyer. There are qualifications and guidelines for participation in this program. There are no maximum income limits, however there are loan limits and parameters set by the Federal Housing Administation. Visit with us about the qualifications for this loan.

More Info »

Option 2

VA Loans

The VA home loan program helps supply financing to eligible veterans in areas where private financing is not generally available and to help veterans purchase properties with no down payment. Visit with us about the qualifications for this loan.

More Info »

Option 3

Rural Housing Loans

The Rural Housing Service of the US Department of Agriculture (USDA) sponsors home loans to some low-income applicants and others who live in a qualified rural area. Visit with us about the qualifications for this program.

More Info »

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Option 1

1st Mortgage

A conventional home loan with affordable payment options. You can refinance an existing mortgage or apply for a new mortgage. The loan can either have a fixed rate for the entire term, or an adjustable rate. Point options for rate buy-down are available, giving you flexibility for a mortgage that works for you. We offer a streamlined application process and valuable information and guidance at our mortgage center.

More Info »

Option 2

1st Mortgage, 3 & 5 Year Balloon

A balloon mortgage is a short-term loan that offers lower monthly payments. Your loan is not fully paid after the initial term, so your payment "balloons" to include the remaining balance. This loan is beneficial if you plan to sell your home before paying it off, or if you are expecting your income to increase significantly at loan maturity. A balloon mortgage can be refinanced at the end of the initial term.

More Info »

Option 3

ARM

An Adjustable Rate Mortgage is a loan that has a fixed rate for a certain number of years, often 3, 5 or 7, then resets to an adjustable rate and can change yearly for the remaining term. It is often the best option if you've been in your home for awhile or if you owe a smaller amount. It is ideal if you want to accelerate your payments and get your home paid off in a short time.

More Info »

Option 4

Bridge Loan

A bridge loan takes some of the stress out of selling and buying a home. It is a temporary loan to access the equity in your existing home as a down payment towards the purchase of your new home. The term of the loan is 90 days, and there are no payments necessary during that time.

More Info »

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Option 1

Home Equity Loan

Your home's equity is the difference between the value of your home and the amount of your mortgage. A home equity loan can be used for whatever you would like…and at Altana, we offer terms from 5 to 15 years.

More Info »

Option 2

ARM

An Adjustable Rate Mortgage is a loan that has a fixed rate for a certain number of years, often 3, 5 or 7, then resets to an adjustable rate and can change yearly for the remaining term. It is often the best option if you've been in your home for awhile or if you owe a smaller amount. It is ideal if you want to accelerate your payments and get your home paid off in a short time.

More Info »

Option 3

Home Equity Line of Credit

Money from a home equity line of credit is available whenever you need it. You can use as little or as much as you need at any given time. It's a great option if you know you'll need extra money for tuition or ongoing home improvement projects.

More Info »

Option 4

1st Mortgage

A conventional home loan with affordable payment options. You can refinance an existing mortgage or apply for a new mortgage. The loan can either have a fixed rate for the entire term, or an adjustable rate. Point options for rate buy-down are available, giving you flexibility for a mortgage that works for you. We offer a streamlined application process and valuable information and guidance at our mortgage center.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Construction Loan

During the construction of your new home, you'll have access to funds whenever you need them to pay your materials suppliers and contractors. Draws are available for up to 12 months, and only the interest payments are due during construction. Once your home is complete, this loan is converted to first mortgage loan.

More Info »

Option 2

Vacant Land Loan

The dream of purchasing vacant land in Montana can become a reality with our affordable vacant land loans. Terms can be as long as 12 years, so payments are kept affordable. Loan options are available for 3 year balloon with a 30 year amortization. We can help advise you on the best option for your situation.

More Info »

Option 3

Bridge Loan

A bridge loan takes some of the stress out of selling and buying a home. It is a temporary loan to access the equity in your existing home as a down payment towards the purchase of your new home. The term of the loan is 90 days, and there are no payments necessary during that time.

More Info »

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Option 1

Mobile Home Loan

An affordable loan option to purchase a new or used mobile home. We offer convenient payment options with no origination fees and no pre-payment penalties.

More Info »

Option 2

Vacant Land Loan

The dream of purchasing vacant land in Montana can become a reality with our affordable vacant land loans. Terms can be as long as 12 years, so payments are kept affordable. Loan options are available for 3 year balloon with a 30 year amortization. We can help advise you on the best option for your situation.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

New Vehicle Loan

If you're shopping for a new vehicle, we offer pre-approval to make the shopping experience hassle-free. When your pre-approved, you can walk onto the lot and write a personal check for the amount of the vehicle. This gives you bargaining power and eliminates uncomfortable dealings. The maximum term for a new vehicle is 84 months, which allows affordable payments. We do not have pre-payment penalties and offer generous loan to value amounts.

More Info »

Option 2

Indirect Lending

Allows you to purchase a vehicle through a participating dealership. Ask at the dealership if you can get your financing from Altana. If it is not available, visit with us about getting pre-approved.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

New Vehicle Loan

If you're shopping for a new vehicle, we offer pre-approval to make the shopping experience hassle-free. When your pre-approved, you can walk onto the lot and write a personal check for the amount of the vehicle. This gives you bargaining power and eliminates uncomfortable dealings. The maximum term for a new vehicle is 84 months, which allows affordable payments. We do not have pre-payment penalties and offer generous loan to value amounts.

More Info »

Option 2

Home Equity Loan

Your home's equity is the difference between the value of your home and the amount of your mortgage. A home equity loan can be used for whatever you would like…and at Altana, we offer terms from 5 to 15 years.

More Info »

Option 3

Indirect Lending

allows you to purchase a vehicle through a participating dealership. Ask at the dealership if you can get your financing from Altana. If it is not available, visit with us about getting pre-approved.

More Info »

Option 4

Home Equity Line of Credit

Money from a home equity line of credit is available whenever you need it. You can use as little or as much as you need at any given time. It's a great option if you know you'll need extra money for tuition or ongoing home improvement projects.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Used Vehicle Loan

If you're interested in buying a used vehicle, you'll want to research the value of the vehicle prior to the purchase. We offer NADA guides to help you, or visit them online at www.nada.com. It's a good idea to obtain pre-approval for the vehicle prior to shopping. This allows you to write a personal check for the sale and avoid uncomfortable dealings. The maximum term for a used vehicle is 60 months, or 48 months if the vehicle is older than 7 years. We can assist you to make sure the payment fits within your budget.

More Info »

Option 2

Indirect Lending

allows you to purchase a vehicle through a participating dealership. Ask at the dealership if you can get your financing from Altana. If it is not available, visit with us about getting pre-approved.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Used Vehicle Loan

If you're interested in buying a used vehicle, you'll want to research the value of the vehicle prior to the purchase. We offer NADA guides to help you, or visit them online at www.nada.com. It's a good idea to obtain pre-approval for the vehicle prior to shopping. This allows you to write a personal check for the sale and avoid uncomfortable dealings. The maximum term for a used vehicle is 60 months, or 48 months if the vehicle is older than 7 years. We can assist you to make sure the payment fits within your budget.

More Info »

Option 2

Home Equity Loan

Your home's equity is the difference between the value of your home and the amount of your mortgage. A home equity loan can be used for whatever you would like…and at Altana, we offer terms from 5 to 15 years.

More Info »

Option 3

Indirect Lending

allows you to purchase a vehicle through a participating dealership. Ask at the dealership if you can get your financing from Altana. If it is not available, visit with us about getting pre-approved.

More Info »

Option 4

Home Equity Line of Credit

Money from a home equity line of credit is available whenever you need it. You can use as little or as much as you need at any given time. It's a great option if you know you'll need extra money for tuition or ongoing home improvement projects.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Boat, RV, Jet Ski, ATV, Motorcycle Loan

We offer financing for boats, motorcycles and RV's with affordable payment options. If you are purchasing new, you can have a maximum of term of 84 months, used for 60 months. We'll work to see what fits with your budget. RV's can be extended for 180 months to make affordable payments. We'll finance up to 125% of the value, depending upon your credit worthiness. We can assist you with researching the values of your purchase, and pre-approval is available.

More Info »

Option 2

Indirect Lending

allows you to purchase a vehicle through a participating dealership. Ask at the dealership if you can get your financing from Altana. If it is not available, visit with us about getting pre-approved.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Boat, RV, Jet Ski, ATV, Motorcycle Loan

We offer financing for boats, motorcycles and rv's with affordable payment options. If you are purchasing new, you can have a maximum of term of 84 months, used for 60 months. We'll work to see what fits with your budget. RV's can be extended for 180 months to make affordable payments. We'll finance up to 125% of the value, depending upon your credit worthiness. We can assist you with researching the values of your purchase, and pre-approval is available.

More Info »

Option 2

Home Equity Loan

Your home's equity is the difference between the value of your home and the amount of your mortgage. A home equity loan can be used for whatever you would like…and at Altana, we offer terms from 5 to 15 years.

More Info »

Option 3

Indirect Lending

allows you to purchase a vehicle through a participating dealership. Ask at the dealership if you can get your financing from Altana. If it is not available, visit with us about getting pre-approved.

More Info »

Option 4

Home Equity Line of Credit

Money from a home equity line of credit is available whenever you need it. You can use as little or as much as you need at any given time. It's a great option if you know you'll need extra money for tuition or ongoing home improvement projects.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Credit Cards

Simplify your life with one credit card that offers the purchasing power and worldwide acceptance you need – without the fear of rate increases if you have a late payment. We have no annual fees or cash advance fees and everyone received the same low rate. Credit can be up to $20,000 and over-the-credit limit coverage is available. Your card comes with free fraud monitoring.

More Info »

Option 2

Signature Loan

A signature loan allows you to borrow up to $20,000 and requires no security in the form of collateral. It can be used for any purpose and the term of the loan can be up to 5 years. Pre-approval is fast, and based on income and credit-worthiness.

More Info »

Option 3

Signature Line of Credit

A signature line of credit can be used as a safety net that allows you to draw money when you need it, up to $20,000. Payments are based only on the amount you borrow and are affordable at 2% of the current balance. It's convenience and flexibility make it a popular choice.

More Info »

Option 4

Secured Loan

A secure loan uses your vehicle, boat, motorcycle or RV as collateral against a closed end loan. Rates are lower than a traditional unsecured loan and terms are flexible to repay the loan. This is a great option to consolidate debt and save money.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Credit Cards

Simplify your life with one credit card that offers the purchasing power and worldwide acceptance you need – without the fear of rate increases if you have a late payment. We have no annual fees or cash advance fees and everyone received the same low rate. Credit can be up to $10,000 and over-the-credit limit coverage is available. Your card comes with free fraud monitoring.

More Info »

Option 2

Signature Loan

A signature loan allows you to borrow up to $10,000 and requires no security in the form of collateral. It can be used for any purpose and the term of the loan can be up to 5 years. Pre-approval is fast, and based on income and credit-worthiness.

More Info »

Option 3

Signature Line of Credit

A signature line of credit can be used as a safety net that allows you to draw money when you need it, up to $10,000. Payments are based only on the amount you borrow and are affordable at 2% of the current balance. It's convenience and flexibility make it a popular choice.

More Info »

Option 4

Home Equity Loan

Your home's equity is the difference between the value of your home and the amount of your mortgage. A home equity loan can be used for whatever you would like…and at Altana, we offer terms from 5 to 15 years.

More Info »

Option 5

Secured Loan

A secure loan uses your vehicle, boat, motorcycle or RV as collateral against a closed end loan. Rates are lower than a traditional unsecured loan and terms are flexible to repay the loan. This is a great option to consolidate debt and save money.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Home Equity Loan

Your home's equity is the difference between the value of your home and the amount of your mortgage. A home equity loan can be used for whatever you would like…and at Altana, we offer terms from 5 to 15 years.

More Info »

Option 2

Home Equity Line of Credit

Money from a home equity line of credit is available whenever you need it. You can use as little or as much as you need at any given time. It's a great option if you know you'll need extra money for tuition or ongoing home improvement projects.

More Info »

Option 3

Secured Line of Credit

A secured line of credit uses your vehicles, boats, motorcycles or RVs as collateral against a line of credit. Rates are low, and payments are based only on the amount you borrow, and are 2% of the current loan balance, making them very affordable. It's an easy and convenient method to have money when you need it.

More Info »

Option 4

Secured Share or Cert Secured Loan

A share secured loan uses a savings account as collateral against the loan. It is the best way to build or rebuilt your credit. Rates and payments are kept low. If funds are not available to borrow against, please contact us for additional options to build or rebuilt your credit.

A certificate secured loan uses your certificate as collateral against the loan. It is the easiest way to build or rebuild your credit. Rates and payments are kept low. If you don't have funds available to borrow against, please contact us for additional options to build or rebuilt your credit.

More Info »

Option 5

Secured Loan

A secure loan uses your vehicle, boat, motorcycle or RV as collateral against a closed end loan. Rates are lower than a traditional unsecured loan and terms are flexible to repay the loan. This is a great option to consolidate debt and save money.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Consolidation Loan

A consolidation loan helps save you money by taking your high-rate debt and consolidating it into one lower rate payment. Depending upon your circumstances, we can literally save you hundreds of dollars a month, and thousands of dollars on the life of your loans. Each situation is unique, and a consolidation loan can be custom-tailored to your specific needs.

More Info »

Option 2

Home Equity Loan

Your home's equity is the difference between the value of your home and the amount of your mortgage. A home equity loan can be used for whatever you would like…and at Altana, we offer terms from 5 to 15 years.

More Info »

Option 3

Home Equity Line of Credit

Money from a home equity line of credit is available whenever you need it. You can use as little or as much as you need at any given time. It's a great option if you know you'll need extra money for tuition or ongoing home improvement projects.

More Info »

Option 4

1st Mortgage

A conventional home loan with affordable payment options. You can refinance an existing mortgage or apply for a new mortgage. The loan can either have a fixed rate for the entire term, or an adjustable rate. Point options for rate buy-down are available, giving you flexibility for a mortgage that works for you. We offer a streamlined application process and valuable information and guidance at our mortgage center.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Consolidation Loan

A consolidation loan helps save you money by taking your high-rate debt and consolidating it into one lower rate payment. Depending upon your circumstances, we can literally save you hundreds of dollars a month, and thousands of dollars on the life of your loans. Each situation is unique, and a consolidation loan can be custom-tailored to your specific needs.

More Info »

Option 2

Secured Loan

A secure loan uses your vehicle, boat, motorcycle or RV as collateral against a closed end loan. Rates are lower than a traditional unsecured loan and terms are flexible to repay the loan. This is a great option to consolidate debt and save money.

More Info »

Option 3

Credit Cards

Simplify your life with one credit card that offers the purchasing power and worldwide acceptance you need – without the fear of rate increases if you have a late payment. We have no annual fees or cash advance fees and everyone received the same low rate. Credit can be up to $10,000 and over-the-credit limit coverage is available. Your card comes with free fraud monitoring.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Credit Cards

Simplify your life with one credit card that offers the purchasing power and worldwide acceptance you need – without the fear of rate increases if you have a late payment. We have no annual fees or cash advance fees and everyone received the same low rate. Credit can be up to $10,000 and over-the-credit limit coverage is available. Your card comes with free fraud monitoring.

More Info »

Option 2

Secured Share or Cert Secured Loan

A share secured loan uses a savings account as collateral against the loan. It is the best way to build or rebuilt your credit. Rates and payments are kept low. If funds are not available to borrow against, please contact us for additional options to build or rebuilt your credit.

A certificate secured loan uses your certificate as collateral against the loan. It is the easiest way to build or rebuilt your credit. Rates and payments are kept low. If you don't have funds available to borrow against, please contact us for additional options to build or rebuilt your credit.

More Info »

Option 3

Secured Line of Credit

A secured line of credit uses your vehicles, boats, motorcycles or RVs as collateral against a line of credit, up to $10,000. Rates are low, and payments are based only on the amount you borrow, and are 2% of the current loan balance, making them very affordable. It's an easy and convenient method to have money when you need it.

More Info »

Option 4

Secured Loan

A secure loan uses your vehicle, boat, motorcycle or RV as collateral against a closed end loan. Rates are lower than a traditional unsecured loan and terms are flexible to repay the loan. This is a great option to consolidate debt and save money.

More Info »

Recommended BORROWING Solutions Find Another Solution

Option 1

Consolidation Loan

A consolidation loan helps save you money by taking your high-rate debt and consolidating it into one lower rate payment. Depending upon your circumstances, we can literally save you hundreds of dollars a month, and thousands of dollars on the life of your loans. Each situation is unique, and a consolidation loan can be custom-tailored to your specific needs.

More Info »

Option 2

Home Equity Line of Credit

Money from a home equity line of credit is available whenever you need it. You can use as little or as much as you need at any given time. It's a great option if you know you'll need extra money for tuition or ongoing home improvement projects.

More Info »

Option 3

Secured Line of Credit

A secured line of credit uses your vehicles, boats, motorcycles or RVs as collateral against a line of credit, up to $10,000. Rates are low, and payments are based only on the amount you borrow, and are 2% of the current loan balance, making them very affordable. It's an easy and convenient method to have money when you need it.

More Info »

Option 4

Secured Loan

A secure loan uses your vehicle, boat, motorcycle or RV as collateral against a closed end loan. Rates are lower than a traditional unsecured loan and terms are flexible to repay the loan. This is a great option to consolidate debt and save money.

More Info »

Option 5

Secured Share or Cert Secured Loan

A share secured loan uses a savings account as collateral against the loan. It is the best way to build or rebuilt your credit. Rates and payments are kept low. If funds are not available to borrow against, please contact us for additional options to build or rebuilt your credit.

A certificate secured loan uses your certificate as collateral against the loan. It is the easiest way to build or rebuilt your credit. Rates and payments are kept low. If you don't have funds available to borrow against, please contact us for additional options to build or rebuilt your credit.

More Info »

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