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GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Business 1st Mortgage

We will work with you to discuss a business mortgage that fits in your budget. We can offer lower down payment and longer-term fixed interest rate options that make owning property much easier for business owners. The terms of a business mortgage will depend largely on the type of business you're running and the type of premises or land you want to purchase.

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Option 2

Commercial Real Estate

Commercial real estate loans are secured by the property and are used for existing buildings or refinancing your existing loans. We offer competitive financing for your real estate needs. We realize your borrowing needs are unique, and offer programs to fit your needs. Contact us today to discuss your unique situation.

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GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Ag Loan

An Ag loan can be used for any agricultural purpose. We can fund long term loans with fixed-rate, adjustable and variable loans. If you have a smaller purchase and want to preserve your capital reserves, we offer shorter terms loans for equipment, crop production, harvest expenses or livestock and feed. Let's discuss your specific needs and develop a plan that works for you.

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Option 2

Ag Revolving LOC

An Agricultural Line of Credit gives you the flexibility to have money available when you need it. As you repay what you've used, the funds become available to you once again, much like a credit card. You won't always have to repay the same amount each month because your payment is based on your use. Any amount paid over the amount charged goes directly toward paying down the principle, allowing you to pay less in interest.

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Option 3

Ag Non-Revolving LOC

A non-revolving Line of Credit simply is an available credit that, once you begin to repay, the funds do not become available for your use again. This type of credit works well if you know the amount that you need to borrow, in one lump sum. Just remember that once you've used your line of credit, it can not be used again.

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Option 4

Ag 1st Mortgage

An Ag 1st Mortgage allows you to purchase agricultural land or a residence. It also allows you to refinance your existing mortgage. We offer consistently competitive pricing and a low fee structure. The properties my be used for both residential and agricultural purposes. We offer a knowledgeable, friendly staff to assist you with your needs.

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GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Ag Loan

An Ag loan can be used for any agricultural purpose. We can fund long term loans with fixed-rate, adjustable and variable loans. If you have a smaller purchase and want to preserve your capital reserves, we offer shorter terms loans for equipment, crop production, harvest expenses or livestock and feed. Let's discuss your specific needs and develop a plan that works for you.

More Info »

Option 2

Ag Revolving LOC

An Agricultural Line of Credit gives you the flexibility to have money available when you need it. As you repay what you've used, the funds become available to you once again, much like a credit card. You won't always have to repay the same amount each month because your payment is based on your use. Any amount paid over the amount charged goes directly toward paying down the principle, allowing you to pay less in interest.

More Info »

Option 3

Ag Non-Revolving LOC

A non-revolving Line of Credit simply is an available credit that, once you begin to repay, the funds do not become available for your use again. This type of credit works well if you know the amount that you need to borrow, in one lump sum. Just remember that once you've used your line of credit, it can not be used again.

More Info »

GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Credit Cards

Simplify your life with one credit card that offers the purchasing power and worldwide acceptance you need – without the fear of rate increases if you have a late payment. We have no annual fees or cash advance fees and everyone received the same low rate. Credit can be up to $20,000 and over-the-credit limit coverage is available. Your card comes with free fraud monitoring.

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Option 2

Business Revolving LOC

A Business Line of Credit gives you the flexibility to have money available when you need it. As you repay what you've used, the funds become available to you once again, much like a credit card. You won't always have to repay the same amount each month because your payment is based on the amount you use. Any excess payments goes directly toward paying down the principle, allowing you to pay less in interest.

More Info »

Option 3

Business Non-Revolving LOC

A non-revolving Line of Credit simply is an available credit that, once you begin to repay, the funds do not become available for your use again. This type of credit works well if you know the amount that you need to borrow, in one lump sum. Just remember that once you've used your line of credit, it can not be used again.

More Info »

GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Business Revolving LOC

A Business Line of Credit gives you the flexibility to have money available when you need it. As you repay what you've used, the funds become available to you once again, much like a credit card. You won't always have to repay the same amount each month because your payment is based on the amount you use. Any excess payments goes directly toward paying down the principle, allowing you to pay less in interest.

More Info »

Option 2

Business Non-Revolving LOC

A non-revolving Line of Credit simply is an available credit that, once you begin to repay, the funds do not become available for your use again. This type of credit works well if you know the amount that you need to borrow, in one lump sum. Just remember that once you've used your line of credit, it can not be used again.

More Info »

GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Credit Cards

Simplify your life with one credit card that offers the purchasing power and worldwide acceptance you need – without the fear of rate increases if you have a late payment. We have no annual fees or cash advance fees and everyone received the same low rate. Credit can be up to $10,000 and over-the-credit limit coverage is available. Your card comes with free fraud monitoring.

More Info »

Option 2

Business Loan

We offer business loans for short or long term borrowing needs. A business loan may be for many purposes, such as equipment upgrades, machinery and more. We offer fixed-rate, adjustable and variable loans. If you have a smaller purchase and want to preserve your capital reserves, we offer shorter terms loans. Let's discuss your specific needs and develop a plan that works for you.

More Info »

GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Business Loan

We offer business loans for short or long term borrowing needs. A business loan may be for many purposes, such as equipment upgrades, machinery and more. We offer fixed-rate, adjustable and variable loans. If you have a smaller purchase and want to preserve your capital reserves, we offer shorter terms loans. Let's discuss your specific needs and develop a plan that works for you.

More Info »

Option 2

Business Non-Revolving LOC

A non-revolving Line of Credit simply is an available credit that, once you begin to repay, the funds do not become available for your use again. This type of credit works well if you know the amount that you need to borrow, in one lump sum. Just remember that once you've used your line of credit, it can not be used again.

More Info »

GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Free Business Checking

Receive the best benefits with our versatile Free Business Checking account. You need $500 to open this account. There are no monthly service fees, free ATM network, Free Debit Card, free online services, including Alerts to keep track of your expenditures, and free bill pay. You receive your first 1500 items free per month. (You can deposit 1,200 checks, and 300 ACH or debit items with no charge). There is a low .20 cent per item after the 1500 total is reached.

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Option 2

Non-Profit Checking

A free checking account specifically for not-for-profit businesses. There are no monthly fees, and no transaction fees. You receive a free Debit Card, free online services, including Alerts to keep track of your expenditures, and free bill pay.

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GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Corporate Checking Plus

If you keep an average daily balance of $150,000 or more in your business checking account, this interest bearing account will pay your dividends at the 3 month T-bill rate, less 50 basis points. There are no monthly service fees, free ATM network, Free Debit Card, free online services, including Alerts to keep track of your expenditures, and free bill pay. You receive your first 1500 items free per month. (You can deposit 1,200 checks, and 300 ACH or debit items with no charge). There is a low .20 cent per item after the 1500 total is reached.

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GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

ACH Origination

ACH Origination is the process of accepting and sending payments electronically. There are many benefits for your business. You can pay employees and others without writing a check and waiting for the payments to be processed. It is a much safer alternative because there is no worry about theft of checks or check altering. When you receive deposits, there are no holds and your money is available immediately. It is a quick, efficient deposit method.

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GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Online Banking

Online Banking is a free service where you can manage your accounts, transfer funds, pay your bills, view eStatements, set up eBills, and Alerts. Check out the Money HQ section of Online Banking to view your accounts at other financial institutions from your Altana log-in.

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Option 2

Alerts

Online Alerts allow you to keep informed about your daily account activity by receiving an email* or text message. You automatically receive eStatements as part of this service. Alerts are fast, safe and secure and available to all Online Banking users.

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Option 3

Bill Pay

We make paying your bills online easy, quick and secure. Online bill pay is free, easy to use, and saves time and money buying stamps. Expedited payment options are available for a fee.

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Option 4

eStatements

eStatements are part of Alerts. You will be notified when your eStatement is ready to view. It is searchable by merchant or dollar amount and you can view over a year's worth of history. eStatements are available on the first business day of the month (11th for Visa) and help protect our natural resources.

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GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Direct Deposit

Direct Deposit is a free service that allows payments (paychecks, social security benefits, etc.) to be automatically deposited into your bank account. It protects you from lost or stolen checks, and ensures your funds are deposited on time in a secure manner. It also saves you the trip to the credit union.

Establishing direct deposit of your paycheck requires you to go through your employer, who will have the paperwork needed to set it up.

Your employer will want your Social Security number and a voided check from your checkbook containing your routing number (a number assigned by the Federal Reserve to identify your financial institution) and your account number. The routing number is the first set of numbers on the bottom left of your check. The routing number is followed by your account number and the number of the check itself.

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GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Merchant Card Services

Accept more forms of payment and reduce monthly frustrations with merchant card services. It allows your business to accept credit and debit cards, offer your own gift card program, accept checks with confidence. We also offer no long term contracts and easy to read monthly statements.

More Info »

GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Corporate Checking Plus

If you keep an average daily balance of $150,000 or more in your business checking account, this interest bearing account will pay your dividends at the 3 month T-bill rate, less 50 basis points. There are no monthly service fees, free ATM network, Free Check Card, free online services, including Alerts to keep track of your expenditures, and free bill pay. You receive your first 1500 items free per month. (You can deposit 1,200 checks, and 300 ACH or debit items with no charge). There is a low .20 cent per item after the 1500 total is reached.

More Info »

Option 2

Free Business Checking

Receive the best benefits with our versatile Free Business Checking account. You need $500 to open this account. There are no monthly service fees, free ATM network, Free Check Card, free online services, including Alerts to keep track of your expenditures, and free bill pay. You receive your first 1500 items free per month. (You can deposit 1,200 checks, and 300 ACH or debit items with no charge). There is a low .20 cent per item after the 1500 total is reached.

More Info »

Option 3

Non-Profit Business Checking

A free checking account specifically for not-for-profit businesses. There are no monthly fees, and no transaction fees. You receive a free Check Card, free online services, including Alerts to keep track of your expenditures, and free bill pay.

More Info »

GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Basic Savings

A basic savings account makes savings easy and money is accessible when you need it. Everyone who wants to bank here, must open a savings account with at least a $25 deposit. This establishes your membership. Your savings can be used as overdraft protection for your Altana checking account. Direct Deposit and Payroll Deduction can be used to help your savings grow. We can also set up automatic transfers. So, for instance, every two weeks $50 is transferred into your savings account automatically.

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Option 2

Wealth Builder

Wealth Builder provides the discipline to guarantee savings growth. Automatic deposits are required and you have limited access to your funds. You have no choice but to grow your savings. You begin to earn dividends right away, which makes your savings grow even faster.

More Info »

Option 3

Wealth Builder Plus

Wealth Builder Plus gives savers an added boost. With an initial investment of $2,500 and required monthly automatic deposits, your savings grows quickly. This account allows access to your money, in case you need funds.

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GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Wealth Builder Plus

Wealth Builder Plus gives savers an added boost. With an initial investment of $2,500 and required monthly automatic deposits, your savings grows quickly. This account allows access to your money, in case you need funds.

More Info »

Option 2

Share Certificate

A Share Certificate is a high-yield account with terms from six months to five years. Your funds are not accessible without a penalty. Low minimums are available. Interest rates vary according to the length of the term. Dividends earned on certificates may be transferred quarterly to your savings or checking account or added to your certificate balance.

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GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Money Market

The liquidity of a Money Market Account means you can withdraw funds without penalties. We also offer convenient check writing on your Money Market with no charge. You can write up to three checks per month. Tiered balances allows your money to grow quickly. Your money is insured up to $250,000.

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Option 2

Premier Money Market

A Premier Money Market offers a higher level of balance tiers and dividends. The greater your deposit, the more you earn. You do not sacrifice the liquidity of your money. Premier Money Market Accounts are for our active checking users.

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Option 3

Certificate of Deposit

A Certificate of Deposit is a high-yield account with terms from six months to five years. Your funds are not accessible without a penalty. Low minimums are available. Interest rates vary according to the length of the term. Dividends earned on certificates may be transferred quarterly to your savings or checking account or added to your certificate balance.

More Info »

GROW YOUR BUSINESS Solutions Find Another Solution

Option 1

Money Market

The liquidity of a Money Market Account means you can withdraw funds without penalties. We also offer convenient check writing on your Money Market with no charge. You can write up to three checks per month. Tiered balances allows your money to grow quickly. Your money is insured up to $250,000.

More Info »

Option 2

Premier Money Market

A Premier Money Market offers a higher level of balance tiers and dividends. The greater your deposit, the more you earn. You do not sacrifice the liquidity of your money. Premier Money Market Accounts are for our active checking users.

More Info »

Option 3

Certificate of Deposit

A Certificate of Deposit is a high-yield account with terms from six months to five years. Your funds are not accessible without a penalty. Low minimums are available. Interest rates vary according to the length of the term. Dividends earned on certificates may be transferred quarterly to your savings or checking account or added to your certificate balance.

More Info »

Option 4

Corporate Checking Plus

If you keep an average daily balance of $150,000 or more in your business checking account, this interest bearing account will pay your dividends at the 3 month T-bill rate, less 50 basis points. There are no monthly service fees, free ATM network, Free Check Card, free online services, including Alerts to keep track of your expenditures, and free bill pay. You receive your first 1500 items free per month. (You can deposit 1,200 checks, and 300 ACH or debit items with no charge). There is a low .20 cent per item after the 1500 total is reached.

More Info »

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