The Interest Only Home Equity Line of Credit gives you the flexibility to use the funds when you need them while keeping your payments low.

• MONEY CAN BE USED HOWEVER OR WHENEVER YOU WANT – Use the money to pay off auto loans, college expenses, high-interest rate credit cards or any other loan. Finance your home improvement projects, or quite simply fund a vacation. It’s really up to you.

NMLS# 417013 • Federally Insured by NCUA • Equal Housing Lender

_{* * Annual Percentage Rate (APR). Rates shown includes a 1.00% 6 month introductory rate reduction. Variable rate options will be variable for the life of the loan. The annual percentage rates described includes only interest and no other costs. The interest only draw period is 10 years. The interest rates are based on the Prime Rate as published in the Wall Street Journal, and will never be more than 18%. The repayment period is 15 years. The minimum line of credit is $5,000 and the maximum is $250,000. The minimum credit advance is $1,000.00 for the first advance. Offered rates and terms may change at any time and vary by loan amount.  Max LTV is 85%. Additional fees may include title search, flood search, and filing fees. Property must be a single family home and owner-occupied. Property insurance will be required. Credit line based on credit history. See HELOC disclosure for full details. Credit is subject to the credit union’s standards for creditworthiness. Offer subject to change or may expire without notice.}