Free Kasasa Cash® Checking
Turn your checking into extra spending money

Benefits

Pays high dividends on your balance

Pays 2.25% APY* on balances up to $25,000 - 2.25% to 0.61% APY on balances over $25,000 (depending on balance)*, 0.05% APY* if qualifications aren’t met

Refunds on ATM withdrawal fees, nationwide

Up to $4.99 per transaction (up to $25 monthly)*

No monthly service fees

No minimum balance to open or earn rewards

Qualifying for rewards is easy!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

 

At least 12 debit card purchases
Be enrolled in and log into online banking
At least 1 bill pay or ACH payment transaction

 

That’s it! Even if you don’t qualify one month, your account is still free — and you can get right back to earning cash rewards the very next month.

 

     

Add-ons:

Kasasa Saver®

Make saving easy and automatic. Your rewards transfer to your linked Kasasa Saver® and earn 1.15% APY* on balances up to $100,000.

Identity Theft Protection

Credit file & total identity monitoring, annual credit report, up to $10,000 expense reimbursement coverage & ID theft resolution services for $5/month

Executive Package

Paper Statements, free replacement debit card, free counter checks (16/year), free incoming wires for $3.95/mo

FREE EXTRAS YOU'RE GONNA NEED (AND LOVE):

Mobile Wallet

Apple or Google Pay

Tools to make life easy

Online banking

Manage your money anytime

MeetJoin UsSwitch KitMobile Wallets

 

     

 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $25,000.00 receive APY of 2.25%; and balances over $25,000.00 earn 0.20% interest rate on the portion of balance over $25,000.00, resulting in a range from 2.25% to 0.61% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within thirty (30) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded.  Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 08/12/2019.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account.  Receipt of electronic statements is a condition of this account. Enrollment in online banking will be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our  credit union financial services representatives for additional information, details, restrictions, processing limitations and enrollment instructions.  Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

 

Resources:
FAQs: General | Account | Checking | Courtesy Pay | Card | Card Security
Booklets: savings | budgeting | checking | ID theft | insurance | managing credit | homebuying | yearly workbook

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