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Loan Rates as of 2/08/2016

Type Maximum Term APR*
Promotional Mortgage Rates**
5/5/5 Mortgage Minimizer180 monthsAs low as 3.00%
10 Year Fixed Mortgage120 monthsAs low as 3.19%
Vehicle Loans**
New (2013 - 2017)84 monthsAs low as 2.99% for 60 mos.
Used (2009 - 2012)72 monthsAs low as 3.24% for 60 mos.
Older (2008 or older)60 monthsAs low as 4.49% for 60 mos.
Recreational Vehicle Loans**
New (2010 - 2017)180 monthsAs low as 3.95% for 60 mos.
Older (2009 or older)120 monthsAs low as 5.20% for 60 mos.
Boat/Motor/Motorcycle/Trailer Loans**
New (2010 - 2017)180 monthsAs low as 4.09% for 60 mos.
Used (2009 or Older)120 monthsAs low as 5.34% for 60 mos.
Mobile Home Loans**
New (2010 - 2017)180 monthsAs low as 5.50% for 84 mos.
Used (2009 or Older)84 monthsAs low as 5.50% for 84 mos.
Share Secured Loans**
Regular Shares144 months2.50%
Share CertificatesTerm cannot exceed the term of the certificate.2.00% above certificate rate, rounded up to nearest .25%
Personal Loans**
60 monthsAs low as 6.99% to 18.00%
Mortgage Loans***
In-House Mortgage and Secondary Market Programs AvailableVariousCall now for current market rates
Home Equity Line of Credit -Variable 180 monthsAs low as 3.25%
Home Equity - Fixed60 monthsAs low as 2.99%
Home Equity - Fixed120 monthsAs low as 4.24%
Home Equity - Fixed180 monthsAs low as 4.89%
Construction Loan12 monthsAs low as 5.00%
Agriculture/Commercial Loans
Contact a Commercial Loan Officer for Current Rates

To ensure you have the most current rates, please use your browser's refresh button to update this page.

* APR = Annual Percentage Rate.

** To ensure you have the most current rates, please use your browser's refresh button to update this page. * APR = Annual Percentage Rate. Rates effective as stated above. Rates are subject to change without notice. Rates determined on approved credit. Terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed.

*** To ensure you have the most current rates, please use your browser's refresh button to update this page. * APR = Annual Percentage Rate. Rates effective as stated above. Rates are subject to change without notice. Rates determined on approved credit. Terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed. Real estate loans are available on Montana residences only. HELOC Rates - Rate may change after account is opened. APR will vary at Prime Rate as published in the Wall Street Journal. APR will not exceed 18.00%. Minimum credit limit is $5,000, maximum is $150,000. Minimum payment is 1% of the outstanding balance at the last advance with a minimum of $50. A processing fee of $400 applies to cover closing costs. There are no fees for advances.

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