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An Adjustable Rate Mortgage is a loan that has a fixed rate for a certain number of years, often 3, 5 or 7, then resets to an adjustable rate and can change yearly for the remaining term. It is often the best option if you’ve been in your home for awhile or if you owe a smaller amount. It is ideal if you want to accelerate your payments and get your home paid off in a short time.

Features Benefits
Competitive variable interest rates availableFlexible
Loan servicing will be held by the initial investor and not re-soldConvenient
Escrow accounts set up for payment of taxes and insurance Convenient
Finance up to current secondary market guidelinesLow cost home purchase
Apply for mortgage loans in person, by mail, or onlineConvenient
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