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Construction Loan

During the construction of your new home, your materials suppliers and contractors will be paid through a monthly draw. Draws are available for up to 12 months, with monthly interest payments due during construction. We offer very competitive loan fees. Once your home is complete, this loan is converted to a first mortgage loan.

Features Benefits
Finance up to 80% of construction costs or appraised value, whichever is less. Contingent on prior approval of lenderHigh loan to value financing
Converted to first mortgage real estate or secondary market loan upon completion of construction Convenient
No pre-payment feesAffordable
Competitive fixed interest ratePeace of mind, affordable
Interest payments due monthlyLow payments
Terms up to twelve (12) monthsLow payments
You may access your account information in person, by mail, Telephone Teller and Online BankingConvenient
Apply in person, by mail, or onlineConvenient
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