A conventional home loan with affordable payment options. You can refinance an existing mortgage or apply for a new mortgage. The loan can either have a fixed rate for the entire term, or an adjustable rate. Point options for rate buy-down are available, giving you flexibility for a mortgage that works for you. We offer a streamlined application process and valuable information and guidance at our mortgage center.
|Finance up to current secondary market guidelines||Low cost home purchase or refinance|
|Loan servicing will be held by the initial investor and not re-sold||Convenient|
|Competitive fixed and variable interest rates available||Flexible|
|Three (3), five (5), seven (7) and ten (10) year adjustable rate programs available||Lower interest rates, ease of qualification|
|Terms up to 30 years||Low payments|
|Escrow accounts set up for payment of taxes and insurance||Convenient|
|Apply for mortgage loans in person, by mail, or online||Convenient|