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FHA Loans

An FHA loan allows for the refinance or purchase of a home with a low down payment. It is a great option for the first-time homebuyer. There are qualifications and guidelines for participation in this program. There are no maximum income limitations, however there are loan limits and parameters are set by the Federal Housing Administration. Visit with us about the qualifications for this loan.

Features Benefits
Low down paymentsAffordable
Loan servicing will be held by the initial investor and not re-soldConvenient
Finance up to current secondary market guidelinesLow cost home purchase
Financing options available for energy efficient upgradesFlexible
Creative financing options available to meet the needs of any budgetFlexible
Terms up to 30 yearsLow payments
Escrow accounts set up for payment of taxes and insurance Convenient
Apply for mortgage loans in person, by mail, or onlineConvenient
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