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Members Choice ® GAP Insurance (Guaranteed Asset Protection)

GAP insurance protects against financial loss in the event that a vehicle is damaged beyond repair (totaled) or stolen and never recovered. With GAP, the covered deficiency balance is then waived. Anyone who finances a new or used vehicle with Altana is eligible to purchase this optional insurance for their loan.

Features Benefits
Optional insurance – You pay the premiumPeace of mind
Can be paid at the time of loan closing or built into loan payments.Convenient, affordable
Coverage may be added at any time during the life of a qualifying loan.Convenience
Vehicle will be covered through the term of the loan up to a maximum of 84 monthsPeace of mind
Coverage can be cancelled within 90 days and full refund is issued with no feePeace of mind
Available for private passenger: cars, vans, light trucks; and power sports: motorcycles, ATVs, snowmobiles and personal watercraftPeace of mind
Maximum claim benefit is $50,000Protection
Maximum vehicle value is $100,000Protection
Primary insurance deductibles covered up to $1,000Peace of mind
Delinquent payment coverage up to 60 days prior to date of lossPeace of mind
Repossession coverage up to 60 daysProtection
Optional payment methods – check, cash, credit card or can be included into monthly loan paymentConvenient
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