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Members Choice ® Mechanical Breakdown Insurance

Mechanical breakdown insurance provides extended insurance coverage for vehicles to avoid unexpected, costly repairs. Anyone who finances a new or used vehicle with Altana is eligible to purchase this optional insurance for their loan.

Features Benefits
Optional insurance – premium paid by memberPeace of mind
Priced lower than similar insurance policiesAffordable
Available for all new or used vehicles up to 10 years old with 100,000 miles or lessPeace of mind
Can be purchased at time of loan closing or refinance from another financial institutionPeace of mind
Three levels of coverage to choose from, depending on vehicle’s equipment and your needs, based on how long you plan to own the vehicle and how many miles you drive each yearFlexible
Convenient payment options can be included in loan payment or can paid by check, cash or credit card Flexible
Vehicles may be repaired at any licensed repair facility in the US or CanadaFlexible, convenient
Allows transfer of coverage for a $30 fee when you sell the vehicleFlexible
You may cancel at any time on a prorated basisPeace of mind
Provides add-on term/add-on miles. Coverage does not revert back to original vehicle in-service datePeace of mind
Rental reimbursement up to $30/day for up to 5 days if the vehicle is kept out of service overnightPeace of mind
Towing reimbursement – up to $50 per occurrencePeace of mind
24-hour toll-free roadside assistance with sign and drive featurePeace of mind
Emergency travel expense up to $500 for lodging, meals and transportation if the car breaks down more than 100 miles from homePeace of mind
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