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Share Secured Loan

A share secured loan uses a savings account as collateral against the loan. It is the best way to build or rebuild your credit. Rates and payments are kept low. If funds are not available to borrow against, please contact us for additional options to build or rebuild your credit.

Features Benefits
No processing feesSaves money
Competitive fixed interest rateSaves money
No pre-payment penaltiesSaves money
Payments may be made via Payroll Deduction, automatic payments, Telephone Teller, Online Banking or by phoneConvenient
Loan amount can be up to 100% of share savings available balance Flexible
Automatic approval up to the amount of the funds on depositConvenient
Funds securing loan balance become available as loan is repaidFlexible
Establishes credit history for new borrowersPeace of mind
Member’s Choice™ Borrower Security makes your loan payment in the event of an emergencyPeace of mind, flexible
Access to account information in person, by mail, Telephone Teller and Online BankingConvenient
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