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Christmas Club

Save for holiday expenses to reduce the pressure of holiday bills. Your savings will be automatically transferred to your checking or regular savings account on November 1st in preparation for shopping.

Features Benefits
Funds are transferred automatically into your Altana checking or savings account in November and any funds re-deposited into your Christmas Club will be subject to the early withdrawal feeConvenient
No monthly service chargeAffordable
Initial deposit of $25 or greater to open the accountAffordable
Withdrawals will be assessed a $25 early withdrawal fee, other than preset automatic deposits received from November 1st to December 31stEnsures Savings Grows
No minimum balance on this accountAffordable
Maximum balance of $5,000 Flexible
Earnings are compounded annually, based on average daily balanceEarns dividends
Earns a higher dividend rate than a share savings accountEarns higher rate of return
You may access your account in person, by mail, Direct Deposit, Payroll DeductionConvenient
Federally insured by NCUA for up to $250,000Peace of mind
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