Does a busy lifestyle leave you with little time at the end of the day? Have you ever rushed through balancing your check register, only to find out later you've made a mistake? It happens to all of us on occasion. We now offer a free service that protects your checking account in case you inadvertently have an overdraft. Altana's Courtesy Pay has got you covered!
Legislation requires you to opt-in for Courtesy Pay. This means you must opt-in to allow Altana to pay an item which will overdraw your checking account or your transaction will be denied.
Find out more about Courtesy Pay in our Courtesy Pay FAQ.
|No annual fee||Saves money|
|You must opt-in for this service; opt-out option is available||Convenient|
|Automatic advancements to checking account up to $1,000, depending upon qualification, when sufficient funds are not available to cover checks, ACH, ATM/debit card, and Bill Pay transactions||Convenient|
|Safeguards checking accounts from insufficient funds||Security|
|Avoids third party, late payment and multiple NSF fees||Saves money|
|Saves the hassle and embarrassment of taking care of an NSF with a merchant||Convenient|
|Payments may be made via Payroll Deduction, automatic payment, iTalk, Online Banking or by phone||Convenient|
|Low per item charge||Affordable|
|Amount of credit approval based on deposit history||Flexible|
|An account overdrawn for twenty days will be sent a letter||Convenient, Security|
|An account overdrawn for more than thirty days will be closed and sent to collections||Protection|
Please read the full disclosures here.
*Altana makes decisions on whether or not to pay/authorize items based on the risk associated with the account, the client, and the transaction. We do not provide Courtesy Pay coverage on all items.