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Courtesy Pay

Does a busy lifestyle leave you with little time at the end of the day? Have you ever rushed through balancing your check register, only to find out later you've made a mistake? It happens to all of us on occasion. We now offer a free service that protects your checking account in case you inadvertently have an overdraft. Altana's Courtesy Pay has got you covered!

Legislation requires you to opt-in for Courtesy Pay. This means you must opt-in to allow Altana to pay an item which will overdraw your checking account or your transaction will be denied.

Find out more about Courtesy Pay in our Courtesy Pay FAQ.

Features Benefits
No annual fee Saves money
You must opt-in for this service; opt-out option is available Convenient
Automatic advancements to checking account up to $1,000, depending upon qualification, when sufficient funds are not available to cover checks, ACH, ATM/debit card, and Bill Pay transactions Convenient
Safeguards checking accounts from insufficient funds Security
Avoids third party, late payment and multiple NSF fees Saves money
Saves the hassle and embarrassment of taking care of an NSF with a merchant Convenient
Payments may be made via Payroll Deduction, automatic payment, Telephone Teller, eAccess Internet Banking or by phone Convenient
Low per item charge Affordable
Amount of credit approval based on deposit history Flexible
An account overdrawn for twenty days will be sent a letter Convenient, Security
An account overdrawn for more than thirty days will be closed and sent to collections Protection

Please read the full disclosures here.

*Altana makes decisions on whether or not to pay/authorize items based on the risk associated with the account, the client, and the transaction. We do not provide Courtesy Pay coverage on all items.