Hiring it done? Read this first.

These days, you can hire people to do just about anything, and in a world where time is money, we do.  Today’s two income households mean less time for home tasks, and more disposable income to hire it done.  From UberEats to house cleaners, on demand convenience services are everywhere.  However, just because we can hire someone doesn’t mean we should.  Consider the following before making the call:


Your hourly wage.

Considering your own hourly wage first can help you fast track your decision.  If you’re salaried, remove the last three numbers from your annual salary and divide the remaining number in half to determine your hourly wage (e.g. $30,000 = a $15/hour rate).


The hourly wage of the service.

Do you make more or less than the hourly rate for the convenience service?  If you make more, despise the task, and have room in your budget, go for it.  If you earn less and can do it yourself, it’s time to roll up your sleeves.  No convenience is worth debt.


Consider your ability.

If you earn less than the fee for hire, but lack the skills necessary to safely accomplish the service (e.g. plumbing, electrical work, etc.)…well, that’s what an emergency fund is for, my friend.  (No emergency fund?  Come chat with us now, before the emergency hits.)

Either way, being armed with the right information to make an educated decision is key.  And if you end up having to tackle something yourself, consider this: you’re growing your skills and your bank account.