Spring Clean Your Finances
It’s that time of the year again to clean and organize.
What better time to also clean up and unclutter your finances. Use these tips to help you get started:
Clean Up Your Credit – get a free annual credit report from each of the 3 major credit reporting companies through annualcreditreport.com. Review each to see if there are errors and clear them up with the credit reporting companies.
Review Regular Expenses and Purge – do you really need all those online subscriptions? Do you eat out more often than you need to? See where you can eliminate expenses on things you don’t really use or can do without.
Shred Documents You Don’t Need – keep receipts until the warranties expire or the credit card statement arrives. Keep account statements and pay stubs for one year, then shred them.
Update Beneficiaries – if there have been changes to your family, update your retirement and insurance accounts and review your will.
A little spring cleaning can go a long way!