Low rates, generous terms, and a credit limit you’ll never complain about.
Get the rate you deserve. Our card rewards you with the best rate (based on your credit score). You’ll get a low rate and a 25-day grace period that helps you stay on top of things. Enjoy credit limits up to $20,000, and extra coverage if you go over your credit limit. As a business owner you can use our consumer credit card to help track expenses.
- No annual fees
- No cash advance fees
- Tiered Rates
Transfer high rate balances to a low rate Visa.
Get the rate you deserve (and instant purchasing power), based on your credit score. It’s rewarding!
Already a member? Log in for a pre-filled application
Forget your wallet.
This may be the only wallet you need when you add your Altana cards to your phone.
3 Step Set-Up:
- Scan your Altana credit and debit cards.
- Use at popular merchants that accept mobile payments.
- Unlock your phone and hover it over the terminal.
Free Credit Coach.
Try out free 24/7 virtual credit coaching! Simply answer a handful of questions to receive an action plan to achieve your financial goals.
It is the policy of Altana Federal Credit Union to comply with all fair lending laws and regulations, including the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), the Fair Credit Reporting Act (FCRA), and the Fair Housing Act. In addition, the Credit Union adheres to federal regulatory agency fair lending guidance as set forth in the Interagency Policy Statement on Discrimination in Lending. Under the Equal Credit Opportunity Act (ECOA), it is illegal to discriminate in any credit transaction on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), applicant’s receipt of public assistance income, and/or the applicant’s exercise of any right under the Consumer Credit Protection Act.
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Frequently Asked QuestionsYes! You can pay Altana loans and credit cards directly from our online banking service.If you have questions about what any of our loan types can be used for, please get in touch with us! We’d love to discuss your options.
Life events can cause financial hardship, making bill-paying difficult. You don’t want delinquent payments and defaulted loans to cause you to lose your assets, negatively impact your credit rating, or cause financial distress for your family.
MEMBER’S CHOICE™ Borrower Security is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements ease the enrollment process.
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Altana Federal Credit Union will cancel or reduce repayment of your loan debt – helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
• Loss of life, including those caused by acts of war
• Disability, including those caused by acts of war
• Involuntary unemployment