Lifestyle loans are your golden ticket to endless possibilities. Dream wedding? Check. Cosmetic upgrades? You got it. Starting a renovation or building a LEGO empire? Absolutely! There is no judgment here. Just slap on your signature or some collateral and let the magic begin.

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Consolidation Loans

If unexpected financial events forced the use of high-rate credit cards, payday loans (gulp!), or hocking a family heirloom to stay afloat (double gulp!), fear not. A consolidation loan is here to save the day to reduce interest and fees and get out of debt quicker.

Lifestyle Loan Calculators

When can I pay off my credit card?

This calculator computes how long it will take to pay off a credit card debt.

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How much can I afford to borrow?

Use this calculator to find out how much money you can afford to borrow.

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Should I consolidate my loans?

Determine the advantage or disadvantage of consolidating various debts.

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How soon can I eliminate my debt?

This calculator helps you evaluate various strategies for paying off your debt.

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Calculator disclaimer

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Presented by TimeValue Software ©2025

Credit (re)Builder

Whether you are building credit for the first time or repairing credit, a credit (re)builder loan will help increase your credit score and build better borrowing habits.

Lifestyle Loan FAQs

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Disclosures

It is the policy of Altana Federal Credit Union to comply with all fair lending laws and regulations, including the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), the Fair Credit Reporting Act (FCRA), and the Fair Housing Act. In addition, the Credit Union adheres to federal regulatory agency fair lending guidance as set forth in the Interagency Policy Statement on Discrimination in Lending. Under the Equal Credit Opportunity Act (ECOA), it is illegal to discriminate in any credit transaction based on race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), applicant’s receipt of public assistance income, and/or the applicant’s exercise of any right under the Consumer Credit Protection Act.