Explore our savings rate options and affordable loan rates, to grow your wealth and achieve your financial goals.

Rates Effective as of: 11-07-2024

Loan Rates

Vehicle Loans
TypeMaximum TermsAPR*
New (2021 – 2025)84 monthsAs low as 6.74% for 60 mos.
Used (2017 – 2020)72 monthsAs low as 6.99% for 60 mos.
Older (2016 or older)60 monthsAs low as 8.24% for 60 mos.
To ensure you have the most current rates, please use your browser’s refresh button to update this page. APR = Annual Percentage Rate. Rates effective as stated above. Rates are subject to change without notice. Rates determined on approved credit. The terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed.
Recreational Vehicle Loans
TypeMaximum TermsAPR*
New (2018 – 2025)180 monthsAs low as 8.24% for 60 mos.
Older (2017 or older)120 monthsAs low as 9.24% for 60 mos.
To ensure you have the most current rates, please use your browser’s refresh button to update this page. APR = Annual Percentage Rate. Rates effective as stated above. Rates are subject to change without notice. Rates determined on approved credit. The terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed.
Boat/Motor/Trailer Loans
TypeMaximum TermsAPR*
New (2018 – 2025)180 monthsAs low as 8.24% for 60 mos.
Used (2017 or older)120 monthsAs low as 9.24% for 60 mos.
To ensure you have the most current rates, please use your browser’s refresh button to update this page. APR = Annual Percentage Rate. Rates effective as stated above. Rates are subject to change without notice. Rates determined on approved credit. The terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed.
Motorcycle/Cargo/Horse Trailer Loans
TypeMaximum TermsAPR*
New (2018 – 2025)84 monthsAs low as 8.24% for 60 mos.
Used (2017 or older)84 monthsAs low as 9.24% for 60 mos.
To ensure you have the most current rates, please use your browser’s refresh button to update this page. APR = Annual Percentage Rate. Rates effective as stated above. Rates are subject to change without notice. Rates determined on approved credit. The terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed.
ATV/UTV/Dirt Bike/Snowmobile/Jet Ski Loans
TypeMaximum TermsAPR*
New (2018 – 2025)72 monthsAs low as 8.24% for 60 mos.
Used (2017 or older)72 monthsAs low as 9.24% for 60 mos.
To ensure you have the most current rates, please use your browser’s refresh button to update this page. APR = Annual Percentage Rate. Rates effective as stated above. Rates are subject to change without notice. Rates determined on approved credit. The terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed.
Mobile Home Loans
TypeMaximum TermsAPR*
New (2018 – 2025)180 monthsAs low as 8.50% for 84 mos.
Used (2017 or older)84 monthsAs low as 8.50% for 84 mos.
To ensure you have the most current rates, please use your browser’s refresh button to update this page. APR = Annual Percentage Rate. Rates effective as stated above. Rates are subject to change without notice. Rates determined on approved credit. The terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed.
Shared Secure Loans
TypeMaximum TermsAPR*
Regular Shares144 months3.00%
Share CertificatesTerm cannot exceed the term of the certificate.2.00% above certificate rate, rounded up to nearest .25%
To ensure you have the most current rates, please use your browser’s refresh button to update this page. APR = Annual Percentage Rate. Rates effective as stated above. Rates are subject to change without notice. Rates determined on approved credit. The terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed.
Personal Loans
Maximum TermsAPR*
60 monthsAs low as 9.99% to 16.00%
To ensure you have the most current rates, please use your browser’s refresh button to update this page. APR = Annual Percentage Rate. Rates effective as stated above. Rates are subject to change without notice. Rates determined on approved credit. The terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed.
Mortgage Loans
TypeMaximum TermsAPR*
Home Equity Line of Credit – Variable180 monthsAs low as 7.75%
In-House Mortgage and Secondary Market Programs AvailableVariousCall now for current market rates
Home Equity – Fixed60 monthsAs low as 5.75%
Home Equity – Fixed120 monthsAs low as 6.50%
Home Equity – Fixed180 monthsAs low as 7.25%
Construction Loan12 monthsAs low as 7.00%
5/5/5 ARM – 1st Mortgage5/15 variableAs low as 4.74%
10 Year Fixed – 1st Mortgage120 monthsAs low as 4.99%
To ensure you have the most current rates, please use your browser’s refresh button to update this page. APR = Annual Percentage Rate. Rates effective as stated above. Rates are subject to change without notice. Rates determined on approved credit. The terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed.
Agriculture/Commercial Loans

Contact a Commercial Loan Officer for current rates.

Savings Rates

Account TypeRate*APY*
Metro Savings (ADB Under $10,000)1.045%1.05%
Metro Savings ($10,001+).03%.03%
Sam Money Market (ADB under $25,000).03%.03%
Sam Money Market ($25,000 – $49,999.99)2.227%2.25%
Sam Money Market ($50,000 – $74,999.99)2.716%2.75%
Sam Money Market ($75,000 – $99,999.99)3.203%3.25%
Sam Money Market ($100,000+)3.687%3.75%
Max Money Market (ADB under $99,999.99).03%.03%
Max Money Market ($100,000 – $249,999.99)3.687%3.75%
Max Money Market ($250,000+)3.928%4.00%
ACE Money Market (ADB under $250,000).499%.50%
ACE Money Market ($250,000+)4.208%4.29%
Coverdell, Traditional & Roth IRA Shares (ADB under $10,000).05%.05%
Coverdell, Traditional & Roth IRA Shares ($10,000 – $24,999).10%.10%
Coverdell, Traditional & Roth IRA Shares ($25,000 – $49,999).15%.15%
Coverdell, Traditional & Roth IRA Shares ($50,000 – $99,999).20%.20%
Coverdell, Traditional & Roth IRA Shares ($100,000+).25%.25%
Wealth Builder Savings Account (up to $10,000)1.045%1.05%
Wealth Builder Plus Savings Account ($2,500 – $19,999)1.045%1.05%
Secure Checking ($2,500 – $10,000).05%.05%
Secure 55+ Checking (ADB $2,500).05%.05%
Christmas Club (up to $5,000; ADB >$5,000 earns 0.000%).25%.25%
To ensure you have the most current rates, please use your browser’s refresh button to update this page. APY = Annual Percentage Yield & APR = Annual Percentage Rate.
To ensure you have the most current rates, please use your browser’s refresh button to update this page. Rates subject to change without notice. Some restrictions may apply, please contact Altana Federal Credit Union. To earn the stated Annual Percentage Yield, a minimum balance must be maintained daily. Dividends will be calculated daily, compounded and credited to your account monthly. Ask for details and restrictions. Transaction limitations may apply. Internet access may be unavailable. A penalty may be imposed for early withdrawal or closing.

Certificate Rates

TypeMinimumRate*APY*
Cubby/fyi Certificates 6 Months$1001.045%1.05%
Cubby/fyi Certificates 12 Months$1001.144%1.15%
6 Month Certificates$500 – $9,9991.045%1.05%
6 Month Certificates$10,000 – $24,9991.094%1.10%
6 Month Certificates$25,000 – $49,9991.144%1.15%
6 Month Certificates$50,000 – $99,9991.243%1.25%
6 Month Certificates$100,000+1.342%1.35%
12 Month Certificates$500 – $9,9991.342%1.35%
12 Month Certificates$10,000 – $24,9991.440%1.45%
12 Month Certificates$25,000 – $49,9991.539%1.55%
12 Month Certificates$50,000 – $99,9991.687%1.70%
12 Month Certificates$100,000+1.785%1.80%
18 Month Certificates$500 – $9,9991.638%1.65%
18 Month Certificates$10,000 – $24,9991.736%1.75%
18 Month Certificates$25,000 – $49,9991.834%1.85%
18 Month Certificates$50,000 – $99,9991.982%2.00%
18 Month Certificates$100,000+2.080%2.10%
24 Month Certificates$500 – $9,9991.736%1.75%
24 Month Certificates$10,000 – $24,9991.884%1.90%
24 Month Certificates$25,000 – $49,9992.031%2.05%
24 Month Certificates$50,000 – $99,9992.178%2.20%
24 Month Certificates$100,000+2.276%2.30%
36 Month Certificates$500 – $9,9991.785%1.80%
36 Month Certificates$10,000 – $24,9991.933%1.95%
36 Month Certificates$25,000 – $49,9992.080%2.10%
36 Month Certificates$50,000 – $99,9992.227%2.25%
36 Month Certificates$100,000+2.374%2.40%
60 Month Certificates$500 – $9,9991.785%1.80%
60 Month Certificates$10,000 – $24,9992.080%2.10%
60 Month Certificates$25,000 – $49,9992.227%2.25%
60 Month Certificates$50,000 – $99,9992.374%2.40%
60 Month Certificates$100,000+2.570%2.60%
IRA 12 Month Certificates$500 – $9,9991.342%1.35%
IRA 12 Month Certificates$10,000 – $49,9991.539%1.55%
IRA 12 Month Certificates$50,000 – $99,9991.687%1.70%
IRA 12 Month Certificates$100,000+1.785%1.80%
IRA 24 Month Certificates$500 – $9,9991.736%1.75%
IRA 24 Month Certificates$10,000 – $49,9992.031%2.05%
IRA 24 Month Certificates$50,000 – $99,9992.178%2.20%
IRA 24 Month Certificates$100,000+2.276%2.30%
IRA 36 Month Certificates$500 – $9,9991.785%1.80%
IRA 36 Month Certificates$10,000 – $49,9992.080%2.10%
IRA 36 Month Certificates$50,000 – $99,9992.227%2.25%
IRA 36 Month Certificates$100,000+2.374%2.40%
IRA 60 Month Certificates$500 – $9,9991.785%1.80%
IRA 60 Month Certificates$10,000 – $49,9992.227%2.25%
IRA 60 Month Certificates$50,000 – $99,9992.374%2.40%
IRA 60 Month Certificates$1002.570%2.60%
Coverdell Education Savings Certificate 12 Months$1001.144%1.15%
Coverdell Education Savings Certificate 24 Months$1001.736%1.75%
Coverdell Education Savings Certificate 60 Months$1001.785%1.80%
To ensure you have the most current rates, please use your browser’s refresh button to update this page. Rate = Annual Percentage Yield & APR = Annual Percentage Rate. Rates subject to change without notice. Some restrictions may apply, please contact Altana Federal Credit Union.

Credit Card Rates

Visa Card Summary Terms and Conditions
Annual Percentage Rate – Fixed rate based on credit score and credit approval7.95% – 17.90% APR
Grace Period for Purchases25 Days
Annual FeeNone
Minimum Finance ChargeNone
Method of Computing the Balance for PurchaseAverage Daily Balance (including new purchase)
Late Feeup to $35.00
Over the Credit Limit Fee$25.00 per billing cycle, if applicable
Cash Advance Transaction FeeNone
Foreign Transaction Fee1% of dollar amount of transaction

Have a question not answered here?

Get IN touch
Schedule a Meeting