Your future self’s best friend.
Let’s face it: spending happens naturally. Saving? That takes thought. We make saving simple with our automated options. Imagine your world without financial stress. That’s where consistent saving can take you. Because life loves surprises, both good and bad. Build a safety net of 3-6 months’ worth of living expenses. Start your saving journey today! 💸
Here’s the rundown.
Earn high rates with any amount
Metro Savings
Say goodbye to locked-in deposits and hello to high-yield savings! With our Metro Savings Account, you can finally earn a competitive rate of return, even if you don’t have a ton of cash stashed away.
- Start Saving Right Now: No minimum deposit required, start with any amount less than $10,000.
- High Rates: Earn a return that counts toward your financial goals.
- Flexible Access: Your money is yours. There are no restrictions on deposits or withdrawals. *eStatements are required.
Savings Calculators
Savings FAQs
Is there a minimum deposit required to open a savings account?
A minimum deposit and balance of $25 ($5 if you are ages 0-11) is required to open and maintain a member savings account.
How do I earn interest on my savings account?
Interest is typically calculated on your average daily balance and credited to your account monthly. The interest rate you earn depends on the type of savings account you have.
Is my money safe in a savings account?
Yes, your money is safe. All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA).
Is a certificate of deposit a good savings strategy?
A certificate of deposit (CD) is a smart savings strategy because it typically offers higher interest rates than regular savings accounts, allowing your money to grow faster. With a CD, you agree to leave your funds in the account for a specified term, ranging from a few months to years. In return, you earn a guaranteed, fixed interest rate over that period. CDs are low-risk and insured by the National Credit Union Administration (NCUA) up to $250,000, providing a safe and predictable way to save. They are ideal for reaching long-term financial goals, as they discourage impulsive withdrawals and promote disciplined saving. Learn more about our certificate options
Do you have more questions? Let’s talk about your savings goal.