Get ready to buy a home.
The best first step in home buying preparation, talk to us.
Know your credit score
Log into Altana’s online banking and review your score. We’ll help you improve it.
Documents to bring when we meet
- 2 years’ W-2s
- 2 most recent pay stubs
- 2 months’ financial statements (bank & retirement accounts)
- Loan statements opened in the last 6 months
- Gifted money info (how much and from whom)
Get an idea of payment amount
Use the 28/36 guide:
- Your monthly housing commitment (mortgage, property taxes, and insurance) should be 28% of your gross income or less.
- Your total debt – (mortgage, student, car loans, credit card, etc) should be 36% of your gross income or less.
These are guidelines. The professionals at Altana can help you figure out your payments and budget.
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Know Your Credit Score
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Find your perfect place.
Download our home shopping comparison sheet to compare the features of every home on your list. It clearly shows you which house checks all the boxes on your wish list! 📃🏠
