Oh, the places they’ll explore!

Kick off their moolah adventure with a savings club crafted for young savers that grows with them. Kids ages 0-11 can open a Cubby account (with a parent or guardian co-signer) with just $5 to earn cool rewards while learning fun money tips. 🤩

Built for kids

Dividends on as little as $25

Joint ownership required

Saving makes cents.

Ready, set, save! Kids learn by doing and can earn stamps on their Cubby Frequent Saver Card to be rewarded with money deposits* for making saving a habit.

Plus, we celebrate Cubby kids with birthday greetings, newsletters and contests made just for them!

Get Started (Smiles Await!)

*Minimum deposit to receive stamps is $5. A maximum of 2 stamps allowed per week. You may redeem 1 card per child per year.

Explore the fun side of money!

Hit the Road Game

Hit the Road Game

Choose your character to go on a road trip while keeping track of your cents.

Play Now
Learn More
Dollar Sign Icon

World of Cents Game

Dollar Sign Icon

World of Cents Game

Match coins to earn money and spend it to build a magical world!

Play it!
Learn More

Space Supply Game:

Space Supply Game:

Learn about coins in outer space.

Lets Go
Learn More

Money Quiz

Money Quiz

Discover a wealth of facts about money!

Test Yourself!
Learn More

Get ready to Spend, Save and Share!

Use this easy strategy when you earn or are gifted money to have funds for what you want, what you need and for giving.

  • 50% of new money is for SPENDING – get the things you need!
  • 25% of new money is for SAVING – deposit to save up for your goal!
  • 25% of new money is for SHARING – give towards what you’re passionate about!
Frog Icon

Where’d the frog put his money?

In the riverbank!

Chocolate Bar Icon

Did you know?

A 100-year-old chocolate bar sold for nearly $700?!

Laughing Emoji Icon

How do dinosaurs pay their bills?

With Tyrannosaurus checks!

Fun Fact

Coins are made in factories
called mints.

Cubby Account FAQs

How do I open a youth savings account?

You can open a youth account online or visit one of our Altana locations, with a $5 deposit required to establish membership.

Can a minor open a savings account without an adult?

An adult joint owner is required to open an account for a minor.

Does a youth savings account earn dividends?

Accounts with a minimum balance of $25 earn dividends.

Do you have a savings account for teens?

Yes, once a Cubby member turns 12 they are officially in the fyi teen club, with savings and checking for ages 13-18.

Have a question not answered here?