Oh, the places they’ll explore!
Kick off their moolah adventure with a savings club crafted for young savers that grows with them. Kids ages 0-11 can open a Cubby account (with a parent or guardian co-signer) with just $5 to earn cool rewards while learning fun money tips. 🤩
Built for kids
Dividends on as little as $25
Joint ownership required
Saving makes cents.
Ready, set, save! Kids learn by doing and can earn stamps on their Cubby Frequent Saver Card to be rewarded with money deposits* for making saving a habit.
Plus, we celebrate Cubby kids with birthday greetings, newsletters and contests made just for them!
Get Started (Smiles Await!)
*Minimum deposit to receive stamps is $5. A maximum of 2 stamps allowed per week. You may redeem 1 card per child per year.
Explore the fun side of money!
Get ready to Spend, Save and Share!
Use this easy strategy when you earn or are gifted money to have funds for what you want, what you need and for giving.
- 50% of new money is for SPENDING – get the things you need!
- 25% of new money is for SAVING – deposit to save up for your goal!
- 25% of new money is for SHARING – give towards what you’re passionate about!
Cubby Account FAQs
How do I open a youth savings account?
You can open a youth account online or visit one of our Altana locations, with a $5 deposit required to establish membership.
Can a minor open a savings account without an adult?
An adult joint owner is required to open an account for a minor.
Does a youth savings account earn dividends?
Accounts with a minimum balance of $25 earn dividends.
Do you have a savings account for teens?
Yes, once a Cubby member turns 12 they are officially in the fyi teen club, with savings and checking for ages 13-18.
Have a question not answered here?