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Jul 23, 2026

Stop Paying ATM Fees

We’ve all felt it. That binding moment: I need cash, but I don’t want to deal with the fees.

“A $3.50 surcharge fee will be charged.”

You sigh. You hit Accept. Because… Well, there’s no other way around it.

Except, there really is a way around it!

Here’s the scoop: with Altana’s Xtra Checking, you can get up to $25 in ATM withdrawal fees reimbursed every month. You heard that right: we put that money right back in your account when you qualify.

Your checking account should do more for you

We think your everyday spending deserves a little celebration.

That’s why Xtra Checking rewards in the way it matters most to you:

  • With cash back or a great APY (depending on which Xtra account you choose).
  • With up to $25 in ATM fee refunds every month.
  • With ZERO monthly maintenance fee.

And those numbers don’t lie.

In 2025, Altana members earned a whopping:

$857,725 in rewards, cash back, and ATM fee refunds.

That’s $857,725 back where it belongs: with our members.

Getting Xtra is…well, extra easy.

To qualify each month, simply:

  • Make at least 10 debit card purchases.
  • Log in to online or mobile banking (yes, the app counts!).
  • Have at least one bill pay or automatic payment post to your account.

Miss a month? No worries. Your account stays free, and you can start qualifying again the very next month.

So, let’s stop paying ATM fees… Like, now.

Life’s expensive enough. Your checking account shouldn’t be taking money from you.

Ditch the ordinary. Pocket the Xtraordinary.

Explore which Xtra Checking account fits you best and start getting your share of the $857,725 and counting that’s already gone back to Altana members.

Learn more about Xtra Checking

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see what we’ve been up to @altana_fcu
Havre really brought the fun to our Member BBQ! . Havre really brought the fun to our Member BBQ!
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Huge thanks to all who came to enjoy dinner at @parkersbbq406 and brought their friends and fam to enjoy our Kids Zone, too! Our teammates Mercettes and Brittany do an amazing job of coordinating the Kids Zone and including our littlest members in the phone. This year, we couldn’t make it happen without the Havre High school cheer team bringing their skills to the face painting station, thank you for all your help!
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We’re grateful for the trust and community we’ve built here on the hi-line and look forward to continuing to serve you! We’ll see you next year at our Member BBQ but until then, come say ‘hi’ at the Steve Heil Memorial Car Show tonight and catch a popsicle from us in the parade tomorrow morning.
Our branches will be closed on Monday, September 7 Our branches will be closed on Monday, September 7, for Labor Day, but you can still bank with our app wherever your weekend takes you.⁠
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Online & mobile banking are available 24/7, whether you’re at home, on the road, or even at Ryan’s favorite spot in the forest.⁠
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Enjoy your long weekend! We’ll be back on Tuesday for regular business hours.
🚨 Scam alert! 🚨⁠ .⁠ Scammers are getting creative, 🚨 Scam alert! 🚨⁠
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Scammers are getting creative, and we want to help you stay one step ahead.⁠
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If you get a suspicious call, don’t share personal or account information. Hang up and call us directly using our official number to make sure you’re talking to us.⁠
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When it comes to your information, it’s always better to be safe than sorry. Stay alert, and as always, we’re here if you need us!⁠
We’re so grateful for our members and the communit We’re so grateful for our members and the community where it all started for us.💚
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Thank you to everyone who joined us for our Laurel Member BBQ! We loved spending the day with you and celebrating the people who make Altana what it is.
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#AltanaFCU #LaurelMT #MemberBBQ
Throwing it back to our Board of Directors, who've Throwing it back to our Board of Directors, who've always held it down behind the grill at our Laurel Member BBQ. 🍔🌭 Some things never change, including how grateful we are for our members.⁠
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Join us next Thursday, August 27, from 11 a.m.–2 p.m. for this year's Laurel Member BBQ! Whether you're stopping by for lunch or taking care of your banking, we'd love to see you and say thank you for being an Altana member. 💚
Back-to-school shopping usually means pencils, bac Back-to-school shopping usually means pencils, backpacks, and approximately 47 things your kid swears they need. 🫠⁠
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But there’s one thing worth putting on the list that doesn’t come from the school supply aisle: real-world money skills.⁠
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With Zing, kids and teens can start learning how to spend, save, and manage money with a parent or guardian right there alongside them.⁠
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New school year. New skills. More financial confidence.⁠
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Learn how Zing works at https://altanafcu.org/zing-banking-for-the-next-generation/
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