Join us for our Laurel Member Appreciation BBQ on Thurs, Aug 27 from 11AM - 2PM at our Laurel branch (220 First Ave)!

  • Routing#: 292977666
  • Connect
    • Contact Us
    • Locations
    • About Us
    • Careers
    • Donation Requests
  • Blog
Altana Federal Credit Union
  • Save
    • Savings Accounts
    • Money Market
    • Certificates & IRAs
    • Explore
    • Join Us
    • Digital Banking
    • Rates
    • Payment Options
  • Spend
    • Checking
    • Debit Cards
    • Explore
    • Join Us
    • Digital Banking
    • Rates
    • Payment Options
  • Borrow
    • Auto | Boat | RV
    • Lifestyle
    • Home
    • Credit Cards
    • ASAP Loans
    • Explore
    • Join Us
    • Digital Banking
    • Rates
    • Payment Options
  • Student
    • Cubby Accounts
    • FYI Checking
    • Zing!
    • Scholarship Program
    • Scholarship Application
    • Explore
    • Join Us
    • Digital Banking
    • Rates
  • Business
    • Business Checking
    • Business Loans
    • Business Real Estate
    • Ag
    • Explore
    • Join Us
    • Digital Banking
    • Rates
    • Payment Options
Let's Meet Login
Online Banking
  • Forgot?
  • Enroll
  • Connect
    • Contact Us
    • Locations
    • About Us
    • Careers
    • Donation Requests
  • Blog
  • Routing#: 292977666
  • Save
    • Savings Accounts
    • Money Market
    • Certificates & IRAs
    • Explore
    • Join Us
    • Digital Banking
    • Rates
    • Payment Options
  • Spend
    • Checking
    • Debit Cards
    • Explore
    • Join Us
    • Digital Banking
    • Rates
    • Payment Options
  • Borrow
    • Auto | Boat | RV
    • Lifestyle
    • Home
    • Credit Cards
    • ASAP Loans
    • Explore
    • Join Us
    • Digital Banking
    • Rates
    • Payment Options
  • Student
    • Cubby Accounts
    • FYI Checking
    • Zing!
    • Scholarship Program
    • Scholarship Application
    • Explore
    • Join Us
    • Digital Banking
    • Rates
  • Business
    • Business Checking
    • Business Loans
    • Business Real Estate
    • Ag
    • Explore
    • Join Us
    • Digital Banking
    • Rates
    • Payment Options
Let's Meet
Login
Jul 23, 2026

Stop Paying ATM Fees

We’ve all felt it. That binding moment: I need cash, but I don’t want to deal with the fees.

“A $3.50 surcharge fee will be charged.”

You sigh. You hit Accept. Because… Well, there’s no other way around it.

Except, there really is a way around it!

Here’s the scoop: with Altana’s Xtra Checking, you can get up to $25 in ATM withdrawal fees reimbursed every month. You heard that right: we put that money right back in your account when you qualify.

Your checking account should do more for you

We think your everyday spending deserves a little celebration.

That’s why Xtra Checking rewards in the way it matters most to you:

  • With cash back or a great APY (depending on which Xtra account you choose).
  • With up to $25 in ATM fee refunds every month.
  • With ZERO monthly maintenance fee.

And those numbers don’t lie.

In 2025, Altana members earned a whopping:

$857,725 in rewards, cash back, and ATM fee refunds.

That’s $857,725 back where it belongs: with our members.

Getting Xtra is…well, extra easy.

To qualify each month, simply:

  • Make at least 10 debit card purchases.
  • Log in to online or mobile banking (yes, the app counts!).
  • Have at least one bill pay or automatic payment post to your account.

Miss a month? No worries. Your account stays free, and you can start qualifying again the very next month.

So, let’s stop paying ATM fees… Like, now.

Life’s expensive enough. Your checking account shouldn’t be taking money from you.

Ditch the ordinary. Pocket the Xtraordinary.

Explore which Xtra Checking account fits you best and start getting your share of the $857,725 and counting that’s already gone back to Altana members.

Learn more about Xtra Checking

Posts by Category

  • All Posts
  • Be a Brainiac Borrower (14)
  • Be a Budget Boss (14)
  • Be a Savvy Spender (17)
  • Be a Superstar Saver (18)
  • Events (1)
  • News (12)
  • Uncategorized (1)

Posts by Date

  • August 2026 (1)
  • July 2026 (4)
  • June 2026 (2)
  • May 2026 (1)
  • August 2024 (3)
  • June 2024 (3)
  • May 2024 (2)
  • April 2024 (2)
  • March 2024 (1)
  • February 2024 (2)
  • January 2024 (1)
  • April 2023 (1)
  • March 2023 (1)
  • January 2023 (2)
  • May 2022 (1)
  • January 2022 (1)
  • May 2021 (1)
  • April 2021 (4)
  • February 2021 (2)
  • January 2021 (3)

Posts by Tag

altana altana fcu altanafcu awareness banking budget buying car loan checking account costs credit credit card credit union debt fun greenpath hacks help how to Money montana online banking payments purchase rewards save savings support time tips
see what we’ve been up to @altana_fcu
Life feels better when the numbers make sense, whi Life feels better when the numbers make sense, which is why we don't gatekeep the math it takes to get you to your goals. ⁠
.⁠
Our website has every calculator you need to work out a budget for your next adventure or to estimate loan payments. They're free (and dare we say, fun) and take the guesswork out of your money decisions.⁠
.⁠
And we bet you can't guess how many times our calculators were used in 2025! Give it a guess in our stories. 🤭⁠
.⁠
Check them out on our website; the link is in our bio or pinned to our highlights📌
What if we told you one of your Altana member perk What if we told you one of your Altana member perks is free financial coaching? 👀⁠
.⁠
Through our partners at GreenPath, you have access to confidential, one-on-one financial coaching at no cost. And if you're the kind to run through your options before talking with someone else, we've also got you covered with our Coach Lea. She's there to talk whether you're creating a budget, paying down debt, improving your credit, or planning for what's next. ⁠
.⁠
Sometimes the smartest financial move is simply asking for guidance. 💚⁠
.⁠
Learn more on our blog; it's linked in our bio 🔗
Laurel Members: Mark your calendars for our Member Laurel Members: Mark your calendars for our Member BBQ on Thursday, August 27, from 11 AM - 2 PM!⁠
.⁠
Whether you're stopping by to take care of your banking or planning to stay and visit, we'd love to see you! Grab some lunch and celebrate with us. We always look forward to this day because it gives us the chance to connect with the community where our credit union got its start. 💚
You kept us busy car washin' for a cause on Saturd You kept us busy car washin' for a cause on Saturday!! In just two hours you helped us raise $400 for @celebrateforlifemt 💜💚
.
Thank you for showing up for our neighbors battling cancer one clean car, one donation, and one act of kindness at a time. We couldn’t do it without you!
Summer is keeping us busy, but we still know how t Summer is keeping us busy, but we still know how to have fun 😎Here's how we're keeping up in the community this August.⁠
.⁠
Drive through our 24th St branch for a car wash and help us raise money for a cure for cancer! ⁠
.⁠
We'll see you Downtown for ArtWalk with Edward Jones and our VW Bus! Big thanks to Lee Humphrey Jr's office for inviting us into the fun. 😁⁠
.⁠
There's still time for members to grab free MontanaFair tickets at any Billings and Laurel Altana branch! Tickets work for any day of the fair, but you'll also catch us there on Saturday, August 15th with free treats.⁠
.⁠
And be sure to join us for our Laurel member BBQ for lunch and to catch up with the team that keeps Altana running. 🤗⁠
.⁠
C.U. out there! 👀
When was the last time you checked your credit sco When was the last time you checked your credit score? 👀⁠
.⁠
It only takes a few minutes, and if you're an Altana member, it's free in digital banking. See why keeping an eye on your score matters in our latest blog.
Altana Federal Credit Union

1-800-221-7555

406-651-AFCU

Find a Location

Convenience

  • Open an Account
  • Careers
  • Donation Requests
  • Ice Cream Bus Schedule

Support

  • Financial Wellness
  • Calculators
  • Fraud & Security
  • Privacy Policy

Let's Be Friends

  • facebook-f
  • instagram
  • linkedin
  • tiktok

Get Our App

Equal Housing Lender

Federally Insured by the NCUA. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

NMLS# 417013

Routing# 292977666

©2026 Altana Federal Credit Union. All rights reserved. Website by Zee Creative