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Jan 04, 2023

5 Financial Resolutions You Can Accomplish Now

The Holidays have come and gone. And in the aftermath of steep holiday spending, it’s easy to get lost in the dust. Getting back into the groove of minding your money takes time.

These 5 financial resolutions are the perfect pick-me-up for the New Year (because who doesn’t love an easy to-do list??). Here’s the breakdown to keep you moving and grooving through 2023.

Automatic, supersonic, hypnotic, funky fresh savings.

Life is expensive! Especially when you have your sights set on a vacation, home renovation, or even the creation of an Emergency Fund (which is a whole ‘nother topic we tackled here). 

Setting aside savings is a crucial step toward your financial health. And the best way to make sure saving gets done? Automate it! From your 401(k) to your emergency fund to your monthly bills, automation is the #1 way to keep you making money moves. Here’s the best part: your Altana app makes automating everything a breeze from your desktop or the palm of your hand.

The 4-1-1 on the 401(k). 

If you find yourself without a 401(k), you’ve got options! While today likely isn’t the day you’re retiring (insert sad trombone sound here), today is the day you should think about opening an IRA. The sooner you begin growing your retirement savings, the better. 

Everyone rocks retirement a little differently, but no matter your style, there’s a path for you! Finding it is easy with the right experts. Hey, we know a few!

“Cut. It. Out.” – Uncle Joey, Full House.

With so many subscriptions, it’s hard to track which you’re still actively enjoying! The average person underestimates how much they spend per month on subscriptions. The New Year offers new motivation to cut out streaming networks, music subscriptions, smartphone apps, or other unutilized miscellaneous expenses. Because $10 isn’t a lot, but $10 monthly per subscription you aren’t fully utilizing anymore? We love to see it.

Keep your credit in check.

A good credit score can save money when you borrow for cars, homes, or even credit cards. A score increase of even 50 points can make a huge difference in your interest rate and payment amount. So, we’ve made keeping tabs on your credit a cinch! 

Our Altana mobile app organizes your credit history in one easy place! Analyze your score, dig into your report, and use the score simulator to see your score in action.

Grow empowered with Greenpath!

Do you need a little nudge when keeping your financial resolutions? Our partner GreenPath provides caring Financial Wellness Experts to assist in starting your year strong! GreenPath works with thousands of people each month to pay off debt, improve credit and lead a financially healthy life. Ring in the New Year, and then give them a ring! The call is free and confidential.

This blog is shared in collaboration with our partners at GreenPath Financial Wellness, a trusted national non-profit.

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see what we’ve been up to @altana_fcu
Our Bingo for Life Night on May 9 was such a fun a Our Bingo for Life Night on May 9 was such a fun and meaningful evening, and we couldn't have done it without all of you! Thanks to your generosity, we raised $2,753 for Relay For Life. 💚💜⁠
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A big thank you to the local businesses and individuals who donated prizes, food, and support:⁠
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Bonnie's Xcel 2Go Teas⁠
Beaver Creek Perk⁠
Gram's Ice Cream and Candy Shoppe⁠
Mountain Meadow Massage⁠
Cottonwood Cinema 4⁠
Dyllan's Pizza⁠
Char's Family Dining⁠
Tastefully Simple – Debbie⁠
Pampered Chef – Bobbie⁠
Northern Home Essentials⁠
Sysco⁠
Mike Kellam⁠
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And most of all, thank you to Brandy Kurtz and the Havre Elks Lodge #1201. Your support made this night happen, and we're so grateful!⁠
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This is what community looks like. Thanks for showing up and helping us make a difference in the fight against cancer!
With just two weeks to go until our Havre Bingo fo With just two weeks to go until our Havre Bingo for Life event, we're reminiscing on all the fun we had at Bingo for Life in Billings! 💜💚⁠
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Thanks to our incredible community, we raised nearly $1,800 for Relay for Life of Montana. We're so grateful to everyone who came out, played, and supported such an important cause.⁠
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We can't wait to do it again in Havre on May 9 at the Elks Lodge! Check out the details and RSVP at the link in our bio. See you soon!
Big thanks to Valley Credit Union for rallying the Big thanks to Valley Credit Union for rallying the crew this morning! We had a blast teaming up with them and the rest of our friends at Billings Federal Credit Union and Black Hills Federal Credit Union for the Reality Fair at Senior High. It's always a good time when we get to help students explore real-world financial decisions! ⁠
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#GoBroncs
We're celebrating big wins at #MPRD25 in Austin, T We're celebrating big wins at #MPRD25 in Austin, TX! Altana is honored to bring home three Diamond Awards, recognizing the creativity, dedication, and rich history of our team. ⁠
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A huge congratulations to all the Montana winners and the credit unions across the country pushing innovation forward! Together, we're shaping the future of financial services with a people-first approach. ⁠
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Check out the full list of winners at the link in our bio!🔗
We're renovating! 🛠️⁠ .⁠ Our Downtown Bil We're renovating! 🛠️⁠
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Our Downtown Billings branch is under construction, and we appreciate your patience while we work to complete the project. ⁠
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If you'd rather avoid the noise, we're always happy to service you at our next closest branches! Thanks for your understanding!⁠
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https://altanafcu.org/branches-atms/
🍀Happy St. Patrick's Day! We had a blast strutt 🍀Happy St. Patrick's Day! We had a blast strutting our stuff in the downtown parade with the American Cancer Society!⁠
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Feeling proud and pumped to kick off another year of fundraising for Relay for Life. Here's to making a difference together! 💚💜
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