Find your place or improve your space
Find your private sanctuary, where you make the rules, even in fuzzy slippers and lounge pants. If you are thinking of buying a home, you’ll need someone in your corner. Someone you can trust, to talk straight, explain the many options and walk you through the steps. We’d like to be that someone.
To improve your space, consider a home equity loan or line of credit. It can be used whenever an unexpected event comes up, like when you accidentally put the wrong soap in the washing machine and your laundry room becomes a foam party (not that you’d do that). A home equity loan can also pay for planned events (like that pool party when you’re missing say…the pool).
- Conventional, FHA, VA
- New construction, land, rural housing and mobile homes
Life events can cause financial hardship, making bill-paying difficult. You don’t want delinquent payments and defaulted loans to cause you to lose your assets, negatively impact your credit rating, or cause financial distress for your family.
MEMBER’S CHOICE™ Borrower Security is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements ease the enrollment process.
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Altana Federal Credit Union will cancel or reduce repayment of your loan debt – helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
• Loss of life, including those caused by acts of war
• Disability, including those caused by acts of war
• Involuntary unemployment