Your home is your private sanctuary, where you make the rules, even in fuzzy slippers and lounge pants.
If you’re buying a home, you’ll need someone in your corner. We’d like to be that someone.
FIND YOUR HOME
Your home should reflect who you are, and have comfortable payments. We can help.
First time homebuyers • Conventional
• FHA/VA • Zero Down
Let’s talk before the sawdust settles. We’ll keep your project gaining ground. Speaking of ground, we lend for vacant land loans too.
Construction • Land • Rural Development
HOME EQUITY OPTIONS
A home equity is handy for unexpected expenses, like when you accidentally put the wrong soap in the washing machine and have an instant foam party (not that you’d do that). A home equity loan can pay for planned events (like a pool party when you’re missing say…the pool).
Loans • Lines of Credit • Interest Only
When you sell your home and before you buy or build your new one.
MODULAR OR MOBILE HOME
We simplify the process, so you can spend more time doing the fun stuff, like decorating. Let’s meet to discuss your options (for the loan), the decorating is all you.
It is the policy of Altana Federal Credit Union to comply with all fair lending laws and regulations, including the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), the Fair Credit Reporting Act (FCRA), and the Fair Housing Act. In addition, the Credit Union adheres to federal regulatory agency fair lending guidance as set forth in the Interagency Policy Statement on Discrimination in Lending. Under the Equal Credit Opportunity Act (ECOA), it is illegal to discriminate in any credit transaction on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), applicant’s receipt of public assistance income, and/or the applicant’s exercise of any right under the Consumer Credit Protection Act.
Information to dwell on.
Life events can cause financial hardship, making bill-paying difficult. You don’t want delinquent payments and defaulted loans to cause you to lose your assets, negatively impact your credit rating, or cause financial distress for your family.
MEMBER’S CHOICE™ Borrower Security is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements ease the enrollment process.
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Altana Federal Credit Union will cancel or reduce repayment of your loan debt – helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
• Loss of life, including those caused by acts of war
• Disability, including those caused by acts of war
• Involuntary unemployment