Amp up your retirement savings
Someday, you’ll get to retire. Today is not likely that day (cue sad trombone sound). Today is the day you should think about opening an IRA for retirement. Because the sooner you take this simple step, the sooner retirement day can come.
- Tax-savvy savings
- Traditional, Roth or Coverdell Education, depending upon your needs
- Catch-up contributions allowed for 50+
"We’ve been with Altana since 2004 and couldn’t be more pleased."
- Stan and Susan Cunningham
Rock your retirement.
We're not here to tell you what your retirement should look like. We're just here to help you get there. Schedule an appointment to get started.Schedule an Appointment
Other ways to save.
Frequently Asked QuestionsTraditional IRAs allow tax deductible contributions and Roth IRAs allow tax-free withdrawals.Yes, your savings accounts are insured up to $250,000 and IRA accounts are insured an additional $250,000, depending on account ownership, by the National Credit Union Administration (NCUA). NCUA is an agency of the federal government.You can work with your employer to set up direct deposit for our Savings and Checking accounts. You’ll need your account number and our routing number, which is 292977666.
Life events can cause financial hardship, making bill-paying difficult. You don’t want delinquent payments and defaulted loans to cause you to lose your assets, negatively impact your credit rating, or cause financial distress for your family.
MEMBER’S CHOICE™ Borrower Security is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements ease the enrollment process.
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Altana Federal Credit Union will cancel or reduce repayment of your loan debt – helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
• Loss of life, including those caused by acts of war
• Disability, including those caused by acts of war
• Involuntary unemployment