Heather Schlehuber began her mortgage and financial career 15 years ago. She’s worn many hats along the way from a teller, real estate agent, vault teller, loan assistant, and eventually Mortgage Lender. She strives to help her members achieve financial success and help make their dreams of homeownership come true. From buying their first house to downsizing or even building their forever home, Heather is there for all the milestones.
When she’s not helping members, you can find her hiking, floating the river, cruising on her Harley, keeping her sights aligned at the range, or maybe making pottery by slinging clay. Originally from Indiana, now residing in Columbus, Heather loves her communities. She’s involved with organizations such as the Chamber of Commerce and non-profits like Family Promise. Heather is always ready to help!
Contact Heather
-
Your home should reflect who you are and have comfortable payments. We can help! Find your home (loan) options here.
- Conventional Mortgage – Live in a home you love.
-
- A first mortgage loan with up to 30 years to repay, whether you’re purchasing or refinancing.
- Finance up to 80% or current secondary market guidelines.
- Competitive fixed interest rate.
-
- FHA – First time homebuyers, this one’s for you. Funds for your home, your private sanctuary where you make the rules (even in fuzzy slippers and lounge pants).
-
- 5/5/5 Mortgage – This product sets us apart from the rest.
-
- Reduced rate home loan with 15 years to pay off.
- Every 5 years your rate may change based on the prime rate (but only by a max of 2% each time).
-
- VA –
- USDA –
- 5/1 ARM – Finance the purchase (or refinance) of your home.
-
- A conventional home loan with up to 30 years of amortization to repay.
- Finance up to 80% of construction costs or appraised value.
- Converted to first mortgage real estate or secondary market loan upon completion of construction.
- Competitive fixed interest rate and no pre-payment fees.
- Terms up to 12 months with a single payment due at home completion.
-
- Equity Builder – Begin your house hunting journey with little to no money down.
-
- Loans can be up to 100% financing with mortgage insurance required.
- 20-year fixed-rate term. Shortened amortization allow the borrower to accelerate their equity position more quickly.
- Minimum FICO score is 700.
-
- Bridge Loan – Don’t sweat it when you’re between homes.
-
- Bridge the gap with this temporary (usually 6 month) loan to access the equity in your existing home to purchase a new home while waiting for your existing home to sell.
- Finance up to 80% of the value of your home, based on current market conditions.
-
- Conventional Mortgage – Live in a home you love.
-
A home equity is handy for unexpected expenses, like when you accidentally put the wrong soap in the washing machine and have an instant foam party (not that you’d do that).
- Home Equity Loan – Pay for planned (and unplanned) events, like a pool party when you’re missing say…the pool.
-
- Competitive fixed rates available with 5, 10 and 15 year terms to repay.
- Borrow up to 90% loan to value, depending on qualifications.
- Low processing fees and no annual fee.
-
- Home Equity Line of Credit – It’s your money to use however you choose. You’ll be daydreaming about the endless possibilities.
-
- Competitive variable rate. Rate is capped at 18%.
- Finance up to 90% loan to value depending on qualifications.
- Reduced closing costs.
- 8-year advance period.
- 15-year repayment period.
-
- Interest Only Home Equity Line of Credit – Use your home to fund your fun.
-
- Fixed and variable rate options.
- Finance up to 85% loan to value depending on qualifications.
- Required minimum payment is only the interest that accrues each month.
- 10-year advance period.
- 15-year repayment term after the draw period ends.
-
- Home Equity Loan – Pay for planned (and unplanned) events, like a pool party when you’re missing say…the pool.
-
Let’s talk before the sawdust settles.
- Construction Loan – A home loan with 6 to 12 months to fund the construction of your home. We’ll keep your project gaining ground.
-
- Competitive fixed interest rate.
- Interest payments due monthly and single payment due at home completion.
- Finance up to 80% of your construction costs or appraised value, whichever is less.
- Converts to a first mortgage real estate or secondary market loan upon completion.
-
- Vacant Land Loan – Speaking of ground, we lend for vacant land too.
-
- Land an empty lot with up to 12 years amortization to pay off with a 3-year balloon using vacant property as collateral.
- Competitive fixed interest rate.
- Finance up to 75% of purchase price or appraised value (whichever is less) on improved property, or up to 50% on unimproved property.
-
- Construction Loan – A home loan with 6 to 12 months to fund the construction of your home. We’ll keep your project gaining ground.
-
Take a seat and take your homebuying know how to the next level.
- House Hunting Checklist
- Construction Checklist
- Homebuyer Prep
- Homebuying 101
- How Much Home Can You Afford?
- Homebuying Tips
- Home Equity 101