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Feb 26, 2021

Why it Pays to Switch to a Credit Union

Credit unions are the way to go if you’re looking for a great financial partner for you and your community. Credit unions are member-owned, not-for-profit financial cooperatives that directly contribute to your hometown. 

Local banking makes a substantial economic impact (think loans and jobs).

A strong community requires a healthy economy. Hiring local employees is one way C.U.’s support local economies. Another is by helping local small businesses. Small businesses, the biggest job creators in the country, often turn to credit unions for loans. In addition to offering better rates and fewer fees, credit unions typically process loans locally. The process helps streamline applications and gives credit unions the ability to better understand a borrower’s unique situation before making a loan decision.

And, as local lenders, credit unions reinvest their deposit dollars back into the community. Open an account with a credit union, and you’re helping support businesses and families right near you.

Credit unions are involved in the community.

It’s not just the impact credit unions can have on the economy; it’s community development, too — the good they do for the people they serve in your community.

While many financial institutions give to charity, credit unions are unique. They primarily focus on causes and organizations that impact and are important to the members, industries, and communities they serve.

And, because no one is born knowing how to manage money, credit unions commit themselves to education. Showing and empowering you to save and manage your money wisely is a big part of what they do.

Customer service is still personal.

Personal service at a credit union isn’t just a cliché. It’s the difference between working with someone who understands your financial goals and a faceless, blanket conversation with no vision for the future. 

Local familiarity also factors into how credit unions make decisions. Sure, the math matters, but the person matters too.

Your local credit union has all the right securities.

Credit unions are insured like any other financial institution; the NCUA (National Credit Union Association) insures your deposits up to $250,000 if your C.U. faces trouble for any reason.

Credit unions are subject to federal security standards and safety protocols. Any financial institution has to meet rigorous compliance standards; we’re no exception. It’s our job and our privilege to guard and grow your money!

Credit unions like to say “thank you” in cash.

Your relationship means more, and your money goes further at a credit union. Trusted community service backed by free checking accounts, low-rate loans, and high-earning savings – you’ll be amazed at all your options. (Seriously, this list hardly scratches the surface).

Switching is easier than you think.

No doubt, switching financial institutions can be a hassle — but switching to a C.U. doesn’t have to be complicated! With personal service and a local representative to help you, the switch can be (dare we say it? Yes.) rewarding! 

If you’re ready to make the switch, getting help is as easy as picking up the phone. We’re prepared to help you get started! Let’s meet! 

(P.S. – If you’re more of a Social Media person, D.M. us on Facebook or Instagram, and we’ll personally set you up with someone perfect for you and your goals.)

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Mark your calendars and note our special hours for Mark your calendars and note our special hours for one week from today: Thursday, June 12! ⁠
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Red Lodge & Columbus – Closing at 3:45 PM⁠
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Laurel, Billings, & ITMs – Closing at 4:00 PM
Mark your calendars! Join us for an evening of fam Mark your calendars! Join us for an evening of family fun, food, and community at our Annual Meeting & BBQ on June 12 at ZooMontana! 🐾🍔⁠
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4–8 PM: Free for members & their families!⁠
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Please note: some of our branches will have special hours that day to allow our team plenty of time to join us for the evening!⁠
⁠
Red Lodge & Columbus – Closing at 3:45 PM⁠
⁠
Laurel, Billings, & ITMs – Closing at 4:00 PM
Our Bingo for Life Night on May 9 was such a fun a Our Bingo for Life Night on May 9 was such a fun and meaningful evening, and we couldn't have done it without all of you! Thanks to your generosity, we raised $2,753 for Relay For Life. 💚💜⁠
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A big thank you to the local businesses and individuals who donated prizes, food, and support:⁠
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Bonnie's Xcel 2Go Teas⁠
Beaver Creek Perk⁠
Gram's Ice Cream and Candy Shoppe⁠
Mountain Meadow Massage⁠
Cottonwood Cinema 4⁠
Dyllan's Pizza⁠
Char's Family Dining⁠
Tastefully Simple – Debbie⁠
Pampered Chef – Bobbie⁠
Northern Home Essentials⁠
Sysco⁠
Mike Kellam⁠
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And most of all, thank you to Brandy Kurtz and the Havre Elks Lodge #1201. Your support made this night happen, and we're so grateful!⁠
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This is what community looks like. Thanks for showing up and helping us make a difference in the fight against cancer!
With just two weeks to go until our Havre Bingo fo With just two weeks to go until our Havre Bingo for Life event, we're reminiscing on all the fun we had at Bingo for Life in Billings! 💜💚⁠
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Thanks to our incredible community, we raised nearly $1,800 for Relay for Life of Montana. We're so grateful to everyone who came out, played, and supported such an important cause.⁠
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We can't wait to do it again in Havre on May 9 at the Elks Lodge! Check out the details and RSVP at the link in our bio. See you soon!
Big thanks to Valley Credit Union for rallying the Big thanks to Valley Credit Union for rallying the crew this morning! We had a blast teaming up with them and the rest of our friends at Billings Federal Credit Union and Black Hills Federal Credit Union for the Reality Fair at Senior High. It's always a good time when we get to help students explore real-world financial decisions! ⁠
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#GoBroncs
We're celebrating big wins at #MPRD25 in Austin, T We're celebrating big wins at #MPRD25 in Austin, TX! Altana is honored to bring home three Diamond Awards, recognizing the creativity, dedication, and rich history of our team. ⁠
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A huge congratulations to all the Montana winners and the credit unions across the country pushing innovation forward! Together, we're shaping the future of financial services with a people-first approach. ⁠
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Check out the full list of winners at the link in our bio!🔗
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